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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Good service, customer services and Zopa gives you a...

Good service, customer services and Zopa gives you a credit limit that you can afford Reviewed on: 23rd April 2025

Easy to apply and got a yes within minutes of applying.

Easy to apply and got a yes within minutes of applying. Reviewed on: 23rd April 2025

Great service

Great service, very easy to use, glad I have chosen Zopa Reviewed on: 23rd April 2025

Really quick service .

Really quick service . But good thorough checks with follow up phone calls. Very friendly helpful staff. Reviewed on: 23rd April 2025

Brilliant service always there for customers.

Brilliant service always there for customers. Totally recommend. Reviewed on: 23rd April 2025

No Problem

Never had a problem, don't get asked loads of questions, regarding my personal information and profile, certainly some companies treat you differently from Zopa, but all good here thanks Reviewed on: 23rd April 2025

Good card, easy to use app that's really explanatory.

Good card, easy to use app that's really explanatory. Reviewed on: 23rd April 2025

I enjoyed with this card is very easy

I enjoyed with this card is very easy Reviewed on: 23rd April 2025

GREAT FOR BUILDING CREDIT

So far so good. Zopa is great for building good credit ratings. Reviewed on: 23rd April 2025

I am very satisfied and satisfied with this card I r...

I am very satisfied and satisfied with this card I recommend. Reviewed on: 23rd April 2025

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