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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Zopa 's rate is one the best available in the market.

Zopa 's rate is one the best available in the market. Reviewed on: 23rd April 2025

great card no fuss company thats been good for me

great card no fuss company thats been good for me Reviewed on: 23rd April 2025

Excellent service,easy to understand

Excellent service,easy to understand Reviewed on: 23rd April 2025

Good customer service excellent

Good customer service always there when you need them Reviewed on: 23rd April 2025

Brilliant card for your wallet can always rely on it...

Brilliant card for your wallet can always rely on it when needed Reviewed on: 23rd April 2025

Excellent service very helpful and professional

Excellent service very helpful and professional Reviewed on: 23rd April 2025

Very easy to use very fair interest rate.

Very easy to use very fair interest rate. Reviewed on: 23rd April 2025

Has really helped me to dtay on top of debts as I am...

Has really helped me to dtay on top of debts as I am retired and living on a pension also easy to use Reviewed on: 23rd April 2025

Zoos have always been a very fair and responsive cre...

Zoos have always been a very fair and responsive credit card in terms of money value and customer satisfaction. Reviewed on: 23rd April 2025

It has been good although it takes them time to incr...

It has been good although it takes them time to increase credit limit Reviewed on: 23rd April 2025

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