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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa are a brilliant lender and good customer servic...

Zopa are a brilliant lender and good customer service, great company Reviewed on: 15th January 2026

Good credit card

It's a good credit card easy to use Reviewed on: 15th January 2026

Ease of use

I have been with Zopa for a while now and I am very happy with their customer service and easy to use app. Reviewed on: 15th January 2026

Clear info equals smart decisions

The information is clear, how your interest/loan/early repayments are all really clear and the app updates really quickly. You can check your pin, freeze your card and get access quickly Reviewed on: 15th January 2026

I have had only good things to say about Zopa by, I...

I have had only good things to say about Zopa by, I was supported fully when I had problems with my accident. Reviewed on: 15th January 2026

Easy to keep up with my spending and credit rating...

Easy to keep up with my spending and credit rating Reviewed on: 15th January 2026

Never any issues always updating in borrowing power...

Never any issues always updating in borrowing power no complaints at all excellent service Reviewed on: 15th January 2026

never had an issue and the always let me know where...

never had an issue and the always let me know where my account is at and when payments are due. I onlynhave 1 small issue which is not the fault of zable i cannot link my bank Reviewed on: 15th January 2026

Amazing and fab

Amazing and professional work by Zopa Reviewed on: 15th January 2026

Reliability

Greate service and secure transactions Reviewed on: 15th January 2026

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