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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Its great to use zopa its a wonderful l

5
Its great with having zopa its having great experience i do alot of things like send and take money with it Reviewed on: 28th February 2025

A zopa card is easy to manage gives a competitive ra...

5
A zopa card is easy to manage gives a competitive rate and it's staff are professional and polite when dealing with any enquiries. Reviewed on: 28th February 2025

Having problem with refund a year ago.

5
Having problem with refund a year ago.Costumer service was excellent,really helpful. Reviewed on: 28th February 2025

Zopa bank it’s very easy and great service

5
Zopa bank it’s very easy and great service Reviewed on: 28th February 2025

Excellent credit card even for people with poor cred...

5
Excellent credit card even for people with poor credit score,as they provide the card on analysing people's affordability and their current financial status which can only be done human analysing which is better than a system analysing which does the job as per the software installed. So I am very much pleased with the provider and also with service provided Reviewed on: 28th February 2025

Love the ease at which I was able to apply and how q...

5
Love the ease at which I was able to apply and how quickly they responded. Reviewed on: 28th February 2025

Quite straight forward, never had any trouble, best...

5
Quite straight forward, never had any trouble, best credit I have had Reviewed on: 28th February 2025

I have had no problems at all with Zopa they where h...

5
I have had no problems at all with Zopa they where help when I first got my card to get set up the app is easy to use Reviewed on: 28th February 2025

Best credit card I have!

5
Best credit card I have! Highest limit lowest APR. Helped me get my life back in track and gives me a great credit boost. Reviewed on: 28th February 2025

Brilliant service any issues no problem getting into...

5
Brilliant service any issues no problem getting intouch with Reviewed on: 28th February 2025

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