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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Excellent customer service and best APR rates.

5
Excellent customer service and best APR rates. Reviewed on: 28th February 2025

App is easy to navigate, communications always excel...

5
App is easy to navigate, communications always excellent Reviewed on: 28th February 2025

Brilliant

5
Exactly what I needed very punctual recommend too Amy one Reviewed on: 28th February 2025

Easy set up, great app and everything works seamlessly.

5
Easy set up, great app and everything works seamlessly. 10/10 keep up the great work Reviewed on: 28th February 2025

Best of the best

5
Very professional and easy to use Reviewed on: 28th February 2025

First rate

5
Always professional and happy to answer any questions. First rate service Reviewed on: 28th February 2025

really easy to use and can pay back instantly

5
really easy to use and can pay back instantly Reviewed on: 28th February 2025

Excellent service throughout.

5
Excellent service throughout. App super easy to use. Payment reminders each month. Reviewed on: 28th February 2025

Excellent service very happy to be a customer

5
Excellent service very happy to be a customer Reviewed on: 28th February 2025

Easy to set up and get a decision.

4
Easy to set up and get a decision. Apr outlined clearly and repayment reminders are good Reviewed on: 28th February 2025

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