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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 21st Jun 2025

18% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Very appreciative of Zopa for helping me in difficul...

Very appreciative of Zopa for helping me in difficult times and I am extremely grateful. Reviewed on: 28th February 2025

The best online service number one credit card

The best online service number one credit card Reviewed on: 28th February 2025

Zopa have always kept me informed of what my minimum...

Zopa have always kept me informed of what my minimum payments are and my financial situation Reviewed on: 28th February 2025

Straight forwards never any issues

Straight forwards never any issues Reviewed on: 28th February 2025

The whole experience has been brilliant made so easy...

The whole experience has been brilliant made so easy through the on-line app Reviewed on: 28th February 2025

just a very good service, no problems at all with...

just a very good service, no problems at all with it Reviewed on: 28th February 2025

Very clear and user friendly Zopa banking app.

Very clear and user friendly Zopa banking app. Haven’t had to use customer service yet but the process of applying and managing the card all very easy online. Reviewed on: 28th February 2025

Swadlincote user

The app is incredible so easy to use it updates payments straight away I would recommend to everyone I even recommend my partner who now has one too Reviewed on: 28th February 2025

I’ve never had a problem with Zopa the service has a...

I’ve never had a problem with Zopa the service has always been good they are easy to talk to and always friendly people I can not fault them whatsoever Reviewed on: 28th February 2025

Joining was easy, good rate, Secure with service.

Joining was easy, good rate, Secure with service. I like the fact that when in a different country you have to use pin when using the card just to make sure thie the owner using it. Reviewed on: 28th February 2025

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