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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

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4.93

Based on 40,270 reviews, last reviewed 21st Jun 2025

18% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

I am quite happy with the service you provide.

I am quite happy with the service you provide. Reviewed on: 28th February 2025

Easy to Use

Easy to use, easy to maintain and easy to understand what is shown in the App. Reviewed on: 28th February 2025

My time with Zopa credit card services has been 100...

My time with Zopa credit card services has been 100 percent good , never had any issues at all very explantry and easy to understand and the services always provide necessary information to benefit its customers both finaniancely and customer care definitely would recommend Zopa services both to friends and family with full confidence lastley keep up the good service you provide. Kind regards Reviewed on: 28th February 2025

Raise interest inline with BoE but not reduced in line

Not really had much to do with customer service however as soon as bank of England rose interest rates zopa did, but not when they reduced, customer service couldn't help Reviewed on: 28th February 2025

Great experience with Zopa through credit card and a...

Great experience with Zopa through credit card and a loan. Everything has been straightforward and simple to use. Great app which gets everything in one place and the communications has been top notch throughout my use. Reviewed on: 28th February 2025

Very easy to deal with, great apr and great customer...

Very easy to deal with, great apr and great customer service Reviewed on: 28th February 2025

interest and APR has to change to a lower rate

So far. ZOPA has been great but I terest rates should be a lot lower Reviewed on: 28th February 2025

Everything is absolutely spot on

Everything is absolutely spot on Reviewed on: 28th February 2025

Zopa. Is the best card in my wallet

I have no hesitation on recommending Zopa...i have said this more than once before..I have other cards but I choose to use Zopa for my daily spend as it is the easiest and most responsive card in my wallet.the App is simple and effective Reviewed on: 28th February 2025

Very easy to deal with , very efficient and smooth...

Very easy to deal with , very efficient and smooth service. Any payments made the card appear immediately. Reviewed on: 28th February 2025

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