Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 21st Jun 2025

18% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Credit card reviews (40270)

Best costumer support ever

Any issue costumer support is very friendly and helpful into achieving an agreement Reviewed on: 28th February 2025

Very positively.

Very positively...Excellent visual with online accounts Reviewed on: 28th February 2025

Great service, products and well designed products t...

Great service, products and well designed products that suit my circumstances Reviewed on: 28th February 2025

Xopa are trystworty and Excellent compnyheloful.

Xopa are trystworty and heloful. A grear company Reviewed on: 28th February 2025

I find my interest rate is good & customer service.

I find my interest rate is good & customer service. I also find it easy to pay online Reviewed on: 28th February 2025

Excellent customer services called them to resolve a...

Excellent customer services called them to resolve a issue and done immediately Reviewed on: 28th February 2025

Easy to use and manage

I love that as soon as I make a payment, it shows in my account instantly as paid and reduces the balance and interest accruing. With the Zopa app, it’s very easy to keep track of spending and make extra payments. Reviewed on: 28th February 2025

Brilliant card works well for me and excellent inter...

Brilliant card works well for me and excellent interest rates Reviewed on: 28th February 2025

Very friendly and helpful people issues are raised w...

Very friendly and helpful people issues are raised were dealt with in a very wellmanner time Reviewed on: 28th February 2025

Very good and internet banking is very easy to navig...

Very good and internet banking is very easy to navigate. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Advance Credit Card
from Lloyds Bank 3.96 from 60 reviews
Credit Card
from Metro Bank 4.85 from 879 reviews
Credit Card
from HSBC 3.02 from 113 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub