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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very happy with card easy to use anytime Indeed it

Very happy with card easy to use anytime Indeed it Reviewed on: 23rd April 2025

Straight forward application.

Straight forward application. App easy to use Reviewed on: 23rd April 2025

Excellent customer service

One’s I got my card blocked because I put wrong pin and then Zopa is very secure that I try to activate card from atm it didn’t go through and simply take my card in atm and block it then I got to know that it’s there security command and they will send me a new card and a pin so that it can prevent thrift and lost situation. It was really lovely experience with Zopa to do banking. Reviewed on: 23rd April 2025

Everything you could ask for in a good company easy...

Everything you could ask for in a good company easy customer service easy app to use and be in control Reviewed on: 23rd April 2025

Zopa has made life so much easier for me ...

Zopa has made life so much easier for me and my family because I have a lot of money to spend and I’m not charged much. I have somewhere to fall back on when I am financially down. Reviewed on: 23rd April 2025

Amazing thank you for all your help

Amazing thank you for all your help Reviewed on: 23rd April 2025

Excellent service keep up the good work

Excellent service keep up the good work Reviewed on: 23rd April 2025

Very good card very informative good company as wel...

Very good card very informative good company as well definitely recommend Reviewed on: 23rd April 2025

Easy to use .Great

Easy to use . Always helpful . Easy to apply and add other banks . Definitely recommend to my friends . Reviewed on: 23rd April 2025

Really easy to use.

Really easy to use. Speedy customer service. Reviewed on: 23rd April 2025

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