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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to apply, app easy to navigate

Very easy to apply, app easy to navigate Reviewed on: 29th April 2025

Zopa is a great card.

Zopa is a great card. No bother using it on app. Looks after me 100% Reviewed on: 29th April 2025

From start to finish absolutely perfect

From start to finish absolutely perfect Reviewed on: 29th April 2025

Great customer service and excellent customer commun...

Great customer service and excellent customer communication Reviewed on: 29th April 2025

Simply the best

The whole process is so quick and easy, from application to receiving my credit card. I like that I can track my transactions easily and regular communication is an absolute bonus Reviewed on: 29th April 2025

Best of the best

Never had any problems from day one Reviewed on: 29th April 2025

Fast and efficient decision making

Fast and efficient decision making Reviewed on: 29th April 2025

Prompt response to all enquiries

Prompt response to all enquiries Reviewed on: 29th April 2025

Easy to use, transparent credit card

It was such an easy process from start to finish. The application process was easy and was very transparent. Nothing was hidden. The app is very easy to use with the most important information right on the front screen. Reviewed on: 29th April 2025

been great all round.

been great all round.never had a problem Reviewed on: 29th April 2025

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