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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

TheEy are a great company they help me times was...

They are a great company they help me times was hard Reviewed on: 23rd April 2025

Was one 9f the easiest things I have done and applie...

Was one 9f the easiest things I have done and applied for onlybtookn5 mins Reviewed on: 23rd April 2025

Great card and company and would have no hesitation...

Great card and company and would have no hesitation in reco Reviewed on: 23rd April 2025

When I first applied it was straight forward my cred...

When I first applied it was straight forward my credit as my credit score was poor it's helped build it up slowly Reviewed on: 23rd April 2025

its easy to apply for and they consider everyone.

its easy to apply for and they consider everyone. Reviewed on: 23rd April 2025

Awsum card to use re onmend to any...

Awsum card to use re onmend to any one Reviewed on: 23rd April 2025

Very good

Very good easy to use easy to pay back Reviewed on: 23rd April 2025

Perfect from start to finish brilliant connection ei...

Perfect from start to finish brilliant connection either customers Reviewed on: 23rd April 2025

Great credit card also comes with a bank account eas...

Great credit card also comes with a bank account easy to access and set up direct debits to help grow credit report Reviewed on: 23rd April 2025

I find life easier with Zopa and very simple

I find life easier with Zopa and very simple Reviewed on: 23rd April 2025

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