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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to apply great customer serviceEasy to understa...

Easy to apply great customer serviceEasy to understand app Reviewed on: 29th April 2025

Easy set up

Easy to register and straight forward to set up using the online app. Nice simple end to end peocess Reviewed on: 29th April 2025

Easy to use facilities and excellent customer servic...

Easy to use facilities and excellent customer service will definitely be keeping my account Reviewed on: 29th April 2025

An excellent credit card provider

From the application stage through to the arrival of the physical card was a very quick and straightforward process. The accompanying App is superb, intuitive and clear. The Zopa Customer Service Staff are superb, interested, professional and highly knowledgeable. The interest rate is very fair. Reviewed on: 29th April 2025

Top notch company

Easy to work with an customer service good plus rates good Reviewed on: 29th April 2025

Easy to use, information is available at all times

Easy to use, information is available at all times Reviewed on: 29th April 2025

Quality service

I have always had good service with Zopa and they keep me updated with everything I need to know. The online banking app is excellent and provides easy access to my account. Their customer service is very supportive when I had to call and resolved my query instantly. Reviewed on: 29th April 2025

Very easy to understand and work with

Very easy to understand and work with Reviewed on: 29th April 2025

I love to use zopa credit card for my daily use.

I love to use zopa credit card for my daily use. Reviewed on: 29th April 2025

Transparent and easy to use.

Transparent and easy to use. Good communication when required Reviewed on: 29th April 2025

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