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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (40270)

Its easy and build score up easy, show u score how g...

5
Its easy and build score up easy, show u score how grow up Reviewed on: 28th February 2025

Good credit card

5
No, I’m changing my address. I’m waiting in your car. Reviewed on: 28th February 2025

It's an incredibly easy experience to get support fr...

5
It's an incredibly easy experience to get support from the Zopa team. I was impressed with the level of competence and ease of delivering the information needed Reviewed on: 28th February 2025

Zopa has provided excellent service with minimum fuss.

5
Zopa has provided excellent service with minimum fuss. The app is user friendly and makes managing my money really easy. Reviewed on: 28th February 2025

I have never had any problem since I got my credit c...

5
I have never had any problem since I got my credit card. They stop any suspicious payments without authorisation. Reviewed on: 28th February 2025

Excellent interest rate, and perfect customer service.

5
Excellent interest rate, and perfect customer service. Been a customer for over five years with no problems whatsoever. First class. Reviewed on: 28th February 2025

The Zopa banking app works efficiently with ease.

5
The Zopa banking app works efficiently with ease. it navigates you through the processes logically with easy to understand language. Reviewed on: 28th February 2025

Highly recommend

5
Zopa were really prompt to pay out my loan following an easy application process and clear decision communication Reviewed on: 28th February 2025

Very reliable

4
Very reliable and good customer service Reviewed on: 28th February 2025

Very easy to use app and good to be able to add the...

5
Very easy to use app and good to be able to add the banking app Reviewed on: 28th February 2025

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