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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Been easy to get hold whenever needed to question my...

5
Been easy to get hold whenever needed to question my account Reviewed on: 28th February 2025

Really good and less interest charges

5
Really good and less interest charges Reviewed on: 28th February 2025

Zopa have been brilliant.

5
Zopa have been brilliant. Everything is clear and customer services are friendly and knowledgeable. They have great interest rates on savings accounts and give additional information on how best to improve your finances Reviewed on: 28th February 2025

Very good card keep you well informed when your paym...

5
Very good card keep you well informed when your payments due Reviewed on: 28th February 2025

Helpful brilliant App when you make payments immedia...

5
Helpful brilliant App when you make payments immediately deducts your payment good customer care Reviewed on: 28th February 2025

Always excellent service and managed to spot my card...

5
Always excellent service and managed to spot my card had been cloned before I had noticed it Reviewed on: 28th February 2025

My only complaint would be I spend my winters in Asi...

5
My only complaint would be I spend my winters in Asia and can't access the app here so I can't use the card Reviewed on: 28th February 2025

Very professional and quick service, with amazing cu...

5
Very professional and quick service, with amazing customer service. Reviewed on: 28th February 2025

Very good bank to use , easy and informative , would...

5
Very good bank to use , easy and informative , would recommend. Reviewed on: 28th February 2025

Easy to set up , reliable app , helps get you on st...

5
Easy to set up , reliable app , helps get you on stable financial footing . Reviewed on: 28th February 2025

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