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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
18% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

I was very happy using zopa and would recommend

5
I was very happy using zopa and would recommend Reviewed on: 28th February 2025

Great product, good featured app and easy to use

5
Great product, good featured app and easy to use Reviewed on: 28th February 2025

Old person

5
Very fast and the app is easy to use for me as a old person Reviewed on: 28th February 2025

They took me on even when my credit score wasn’t great!

5
They took me on even when my credit score wasn’t great! Reviewed on: 28th February 2025

Brilliant app

5
The app is easy to use, one click and everything you need at your finger tips Reviewed on: 28th February 2025

Good overall experience and customer Satisfaction

5
Good overall experience and customer Satisfaction Reviewed on: 28th February 2025

i have had bad credit but zopa took me on and iv bee...

5
i have had bad credit but zopa took me on and iv been paying every month and my credit score has rocketed sinsce iv been with them and there easy to talk to plesant and respectable Reviewed on: 28th February 2025

Easy to use app everything you need is easy to find...

5
Easy to use app everything you need is easy to find including help if it’s needed. Very fair when it comes to interest rates and credit limits would recommend to anyone who needs a credit card. Reviewed on: 28th February 2025

Great credit card .

5
Great credit card . Very easy application, no problem to mange . Reviewed on: 28th February 2025

Zopa trusted and helped me when noone else would.

5
Zopa trusted and helped me when noone else would. This helped me get out of a situation I was in and turn life around. They've never been patronising. Reviewed on: 28th February 2025

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