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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Always helpful and easy to use would recommend to all

Always helpful and easy to use would recommend to all Reviewed on: 28th April 2025

Very easy to use and good customer service all there...

Very easy to use and good customer service all there to help Reviewed on: 28th April 2025

easy processes, not good services

easy processes, not good services Reviewed on: 28th April 2025

Fair and smart

I have had the credit card for a few years. Never had an issue. Customer service quick and fair Reviewed on: 28th April 2025

All ways been very good to me and treated very well...

All ways been very good to me and treated very well and given me a chance off which has worked for me 100% Regards Gary Reviewed on: 28th April 2025

Amazing really good very happy with the service

Amazing really good very happy with the service Reviewed on: 28th April 2025

Great products and customer service.

Great products and customer service. Reviewed on: 28th April 2025

I am verry happy with zopa.

I am verry happy with zopa.VEry relable Reviewed on: 28th April 2025

Great service, fast and efficient

Great service, fast and efficient Reviewed on: 28th April 2025

I love zopa just incredibly easy to use I have their...

I love zopa just incredibly easy to use I have their new account and credit card Reviewed on: 28th April 2025

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