Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
28% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Great Communication and clear .

5
Great Communication and clear . They have given me a chance to sort my credit rating which to me is priceless Reviewed on: 28th February 2025

Great service and good value card with benefits, eas...

5
Great service and good value card with benefits, easy application Reviewed on: 28th February 2025

Had great experience, helpful for people who are in...

5
Had great experience, helpful for people who are in need. Reviewed on: 28th February 2025

I have been used and I had a good experience...

5
I have been used and I had a good experience Reviewed on: 28th February 2025

when on holiday

5
All okay and very good service when on holiday Reviewed on: 28th February 2025

Reliable card, easy to manage, excellent app

5
Reliable card, easy to manage, excellent app Reviewed on: 28th February 2025

Great to Deal with right from the start

5
Great to Deal with right from the start Reviewed on: 28th February 2025

Straightforward but equally professional

5
Everything about Zopa is straightforward but at the same time is very professional indeed. This is why I would have no concerns about recommending them to friends and family. I have been with them for over twelve months now so can draw on personal experiences for a decent length of time. Reviewed on: 28th February 2025

Good customer service

5
Good customer service & every easy to use app Reviewed on: 28th February 2025

Great money service app

5
Had no problem with service good app and support if needed loads of extras in the app aswel Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1261 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products