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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great Card

Always helpful, easy to use app, kept informed of limit and charges etc Reviewed on: 23rd April 2025

A cut above the Rest

Excellent service and customer care and great value and excellent percentage rate Reviewed on: 23rd April 2025

Supportive and helpful

Happy to help me as I try to improve my credit which was destroyed by previous partner. Helpful and answer queries promptly. Feel confident using this company. Thank you Reviewed on: 23rd April 2025

Reviewed Zopa in the past and always exceed my expec...

Reviewed Zopa in the past and always exceed my expectations, excellent customer service, great rates and all round very good! Reviewed on: 23rd April 2025

Great card with a brilliant app.

Great card with a brilliant app. I love that I get instant notifications when I spend Reviewed on: 23rd April 2025

Fantastic card.

Fantastic card. Very easy ti use app have recommended it to over 20 people Reviewed on: 23rd April 2025

Great Customer Service,

Great Customer Service, no issues being a Zopa customer. Reviewed on: 23rd April 2025

Great credit building card

Easy to use app Great credit status updates/borrowing power etc Reviewed on: 23rd April 2025

All good and fast.

All good and fast. Meny options. Reviewed on: 23rd April 2025

excellent I got approved easily on my credit card

excellent I got approved easily on my credit card when other banks i have used are declining offering me a credit card Reviewed on: 23rd April 2025

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