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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

never had an issue and the always let me know where...

never had an issue and the always let me know where my account is at and when payments are due. I onlynhave 1 small issue which is not the fault of zable i cannot link my bank Reviewed on: 15th January 2026

Amazing and fab

Amazing and professional work by Zopa Reviewed on: 15th January 2026

Reliability

Greate service and secure transactions Reviewed on: 15th January 2026

Excellent service and product always helpful friendl...

Excellent service and product always helpful friendly and professional Reviewed on: 15th January 2026

Easy to apply no hassle and straightforward

Easy to apply no hassle and straightforward Reviewed on: 15th January 2026

I applied it was quick and easy card.

I applied it was quick and easy card. Came in no time Reviewed on: 15th January 2026

Easy step by step application.

Easy step by step application. Customer service top notch Reviewed on: 15th January 2026

Always helpful and really good rates

Always helpful and really good rates Reviewed on: 15th January 2026

Decent company

Very easy to deal with and the app is user friendly. Great customer service as well Reviewed on: 15th January 2026

Zopa is easy to use and the support is great...

Zopa is easy to use and the support is great Reviewed on: 15th January 2026

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