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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Love this card it's very easy to use

Love this card it's very easy to use Reviewed on: 23rd April 2025

Zopa offers many fair and interesting services and i...

Zopa offers many fair and interesting services and is good value for money. Reviewed on: 23rd April 2025

Nit really spoke to zopa ,only used the app

Nit really spoke to zopa ,only used the app Reviewed on: 23rd April 2025

Fast and efficient from the start

Fast and efficient from the start Reviewed on: 23rd April 2025

I always enjoy it, any time, any day.

I always enjoy it, any time, any day. Reviewed on: 23rd April 2025

Enjoying the journey

Zopa have helped me address my financial issues and set future goals. Looking forward improving my personal goals.. Reviewed on: 23rd April 2025

Excellent service and great App!

App is very easy to navigate. The service is brilliant especially for people who was trying to build their credit score. Other services are available like ISA. Reviewed on: 23rd April 2025

Ok just another cc

Don’t accurately tell you when you’re free grace period is up so you end up paying interest last time I use it Reviewed on: 23rd April 2025

Great products

This credit card and the loan are great products. No problems at all from application and with all transactions. Kept well informed at all stages. Would definitely recommend to everyone. Can’t state enough how happy I am with this. Reviewed on: 23rd April 2025

I have good Experience with Zopa. Newer had any problem

I have good Experience with , never had problem. I get ofiar to Higher limit Reviewed on: 23rd April 2025

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