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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Zopa - A cut above the rest !

I have a Zopa card to help build my credit score and it’s been fantastic, I get emails when payments are due, clear interest amounts and helpful customer service. They also offer help and advice on other products they have as well as any benefits I may be eligible for. Great service. Reviewed on: 28th April 2025

Easy to use good communication trustworthy affordabl...

Easy to use good communication trustworthy affordable payments Reviewed on: 28th April 2025

Very good service would recommend to family and frie...

Very good service would recommend to family and friends. Reviewed on: 28th April 2025

Great customer service and fabulous online support

Great customer service and fabulous online support Reviewed on: 28th April 2025

ZOPA staff provided me with an excellent service aft...

ZOPA staff provided me with an excellent service after a scammer tried to use my personal details x I was treated with empathy and reassurance that it wasn’t my fault and issued a new card promptly x Reviewed on: 28th April 2025

Always great service and prompt, reliable

Always great service and prompt, reliable Reviewed on: 28th April 2025

Excellent Credit Card .

Credit card app so easy to use & access. Keep in control of your purchases & pay online. Help whenever you require it. Excellent customer service. Reviewed on: 28th April 2025

Customer service is great very polite and good to ta...

Customer service is great very polite and good to talk to Reviewed on: 28th April 2025

Good company to deal with

Easy to understand product offerings and great customer services. Reviewed on: 28th April 2025

Been fantastic easy simple to use brilliant for use...

Been fantastic easy simple to use brilliant for use in Europe as well, safe and secure great card great company. Reviewed on: 28th April 2025

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