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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

It does exactly what us said in the tin and the app...

It does exactly what us said in the tin and the app is very intuitive. Reviewed on: 28th April 2025

Very friendly, and easy app to use

Very friendly, and easy app to use Reviewed on: 28th April 2025

Excellent customer service.

Excellent customer service. No waiting days like some other card providers for the balance to show when a payment is made it comes off instantly. Reviewed on: 28th April 2025

Great experience Zopa

Great experience with using a Zopa credit card. Zopa has good offers and helps with credit building. Reviewed on: 28th April 2025

Had poor credit rating

Had poor credit rating qualified for zopa card not looked back Reviewed on: 28th April 2025

They do not over charge u as others do

They do not over charge u as others do Reviewed on: 28th April 2025

Really helpful and friendly service

Really helpful and friendly service Reviewed on: 28th April 2025

I have never had any issues with the service I recei...

I have never had any issues with the service I received Reviewed on: 28th April 2025

9 out of 10

All good nothing to complain at all very positive experience so far Reviewed on: 28th April 2025

Best credit card in the UK easy to build up credit s...

Best credit card in the UK easy to build up credit score and now a account I can use for my everyday purcheses. And saving intrest is just iceing on the cake Reviewed on: 28th April 2025

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