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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Really enjoy

5
Zopa is a very straight forward easy credit card to use everything g is so simple and easy to do. The customer service is quick and very polite they have understanding. Reviewed on: 21st March 2021
Roy Amyes's avatar
Roy Amyes

Fantastic

5
10 out of 10 highly reckonmend to any one Reviewed on: 21st March 2021
David Haynes 's avatar
David Haynes

Easy

5
Easy process app very good kept up to date with everything Reviewed on: 21st March 2021
Chris's avatar
Chris

Quick and easy to apply for

5
Dealt with me very quickly. Had card within days Reviewed on: 21st March 2021
Jackie bodden's avatar
Jackie bodden

customer focus

5
Zopa card management has a professional attitude towards their customers. Reviewed on: 21st March 2021
rohail khan's avatar
rohail khan

Great

5
Nothing but praise, super easy app and no issues at all. Reviewed on: 20th March 2021
Jacs's avatar
Jacs

Helped me improve my credit score

5
I wanted to try and improve my credit score, Zopa helps me manage that! Great service guys! Reviewed on: 20th March 2021
Deb Dew's avatar
Deb Dew

Brilliant

5
So easy to use app is perfect now I just need to win the £1000 Reviewed on: 20th March 2021
Phil Clowes's avatar
Phil Clowes

Amazing

5
So easy to use. Really straight forward app Reviewed on: 20th March 2021
Grang smellie's avatar
Grang smellie

Wow, Zopa is THE best bank.

5
ZOPA This Bank is all about positive psychology, and the scenario here is exactly the same as when you walk into a car dealership and you purchase that special vehicle which is always slightly more expensive than you originally wanted to pay because you want it either fully loaded or the next model up. Now come on, be honest we have all done it. Well, when I saw the power tool combi drill every man would prey for I could not justify shelling out all that money in one go when I am only in receipt of disability and pension funds. But then I thought "Hey, what about my Zopa account, I can spread the cost of it over a little time and that way I don't feel a sting or anything for that matter!" So, that is just what I did and two days later I was like the proverbial kid in a candy store when my new drill arrived. Without Zopa I would still be using my old drill which is approximately 40 years + old and really gone past its sell and use by dates. Well done Zopa, many thanks indeed for helping an old timer continue his passionate hobby for woodworking and not forgetting that huge smile on this old face. As for Zopa, 10/10 what a superb company; now that's what you call a bank which also has in my opinion the best user friendly mobile banking app I have ever seen. Happy days! :-) Reviewed on: 20th March 2021
Dr. Ted's avatar
Dr. Ted

Review Zopa: Credit card now

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