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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 42,969 reviews, last reviewed 7th Mar 2026
261800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Easy to apply and easy to use. Easy to apply and easy to use. A very positive experience. Reviewed on: 7th March 2026
Angela Y's avatar
Angela Y

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (42969)

So easy to apply

5
This credit card was so easy to apply for. Quick decision too. App is simple to use to keep on track. Reviewed on: 15th February 2021
Judith 's avatar
Judith

Fast, efficient and nice to have hope again!

5
I am rebuilding my credit and it is lovely to have an institution that is giving me a chance. It is a fast, easy application with a sensible credit limit. Good updating information as you spend, keeping you totally aware of your limit. Highly recommended. Reviewed on: 15th February 2021
Clare's avatar
Clare

Wow!!!

5
Really quick and easy process! No fuss! No hassle! Very well planned out! Couldn’t ask for more, would recommend to EVERYONE!! Thank you Reviewed on: 15th February 2021
jenniferlou's avatar
jenniferlou

Great service

5
So easy to use with the app on my phone, pay, use and adjust Reviewed on: 15th February 2021
Wayne 's avatar
Wayne

Fantastic flexible approach

5
Great to build back your credit Reviewed on: 15th February 2021
simon hutchinson's avatar
simon hutchinson

Good card

5
Really good card for building up a credit score Reviewed on: 15th February 2021
Sheryl's avatar
Sheryl

Great app and card

5
Great features and ui on the app and the card itself looks good and carried a reasonable interest rate. Reviewed on: 15th February 2021
Serdar's avatar
Serdar

Simple and Easy

5
Simple and easy application and same service once you have your card. Would defo recommend Reviewed on: 15th February 2021
jmilburn1987's avatar
jmilburn1987

Excellent

5
Would highly recommend very user friendly Reviewed on: 15th February 2021
banter87@googlemail.com's avatar
[email protected]

Great service

4
Quick and easy application and great customer service Reviewed on: 15th February 2021
Roy Broadhurst 's avatar
Roy Broadhurst

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