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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Highly recommended

Highly recommended as very reasonable and reliable Reviewed on: 19th March 2021

Very good card company

I applied for the card for my wife to use, card came very quickly the app is very easy to use and the instant messages when the card is used is an amazing idea more than happy with the service Reviewed on: 19th March 2021

Greta to deal with so easy, all is great and works well

From application to opening it was easy, the app has all the I fo I need to manage my money well Reviewed on: 19th March 2021

Very good

So nice helpful straightforward Reviewed on: 19th March 2021

Credit where credit is due

Got my Zopa card, efficient and speedy service and cool little app that tracks my spending. Very happy Reviewed on: 19th March 2021

Excellent service

Very straightforward and easy to use. Reviewed on: 19th March 2021

Helpful, informative, great APP

At first, I had problems with my account showing up on the downloaded app. The support team were quick to help and resolved the issue for me completely. Informative app showing factors which influence credit score. Reviewed on: 19th March 2021

Amazing credit card and great customer service

I have found dealing with Zopa so easy, the app is so simple and easy to use. You honestly can't go wrong. Great customer service, great card and great company, thank you Zopa! Reviewed on: 19th March 2021

Simple and precise

I have been using the Zopa card now for a little over 2 months. The in app features are good, plus the alerts on balance makes sure you are in control. Overall, very easy to use and understand Reviewed on: 19th March 2021

Very easy to apply.

Your service was very good and quick. Easy to apply for card. All very prompt. Excellent. Reviewed on: 19th March 2021

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