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Zopa: Credit card reviews

4.93
Based on 43,001 reviews, last reviewed 7th Mar 2026
264900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service keeps me up to date on offrrs Good service keeps me up to date on offrrs Reviewed on: 7th March 2026
Simon l's avatar
Simon l

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43001)

Best card ever!!!

5
It's easy to use and perfect app....best ever!!! Reviewed on: 15th February 2021

Where have you been?

5
Found Zopa at a much needed time just wondering where you’ve been all this time? 5 stars Reviewed on: 15th February 2021

Control you're finance

5
I love the fact I can control my finances and see what I spend and were I spend it.using the zopa app Reviewed on: 15th February 2021

Refreshing

5
When you’re struggling and need a straight forward company that makes everything easy with a excellent app and a breath of fresh air Reviewed on: 15th February 2021

Very easy to use and to pay

5
Not much but I'm happy with zopa Reviewed on: 15th February 2021

Best credit card

5
Recommended to me by clear score very happy Reviewed on: 15th February 2021

Good card and easy to use App

4
Good security features, easy to navigate app and good APR for newbies. Reviewed on: 15th February 2021

Amazing

5
So easy and convenient to use, and the app has been a joy to use as well. Reviewed on: 15th February 2021

Best

5
Very good review I like this very happy Reviewed on: 15th February 2021

Simply the best

5
Great all round card and service Reviewed on: 15th February 2021

Review Zopa: Credit card now

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