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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Nicholas

Yeah vccxfdsdfgfdvfdddfghfffdfgg Reviewed on: 20th March 2021

Very professional and helpful

They are polite and helpful and care about that your experience with Zopa is a good one Reviewed on: 20th March 2021

best lender

it was not as complicated as most banks do to have a card, it is as easy as saying good morning Reviewed on: 19th March 2021

Happy

Not perfect but trying to get there Reviewed on: 19th March 2021

Fabulous card

Great service and great card. App is so easy to use and plain English and is a dawdle to use. Reviewed on: 19th March 2021

Fab

Easy application form, quick response, keeps me updated on my spending and alerts when card is used. Reviewed on: 19th March 2021

Highly recommended

Highly recommended as very reasonable and reliable Reviewed on: 19th March 2021

Very good card company

I applied for the card for my wife to use, card came very quickly the app is very easy to use and the instant messages when the card is used is an amazing idea more than happy with the service Reviewed on: 19th March 2021

Greta to deal with so easy, all is great and works well

From application to opening it was easy, the app has all the I fo I need to manage my money well Reviewed on: 19th March 2021

Very good

So nice helpful straightforward Reviewed on: 19th March 2021

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