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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (43034 reviews)

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4.93

Based on 43,034 reviews, last reviewed 7th Mar 2026

268000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Well impressed with the service. Well impressed with the service. Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43034)

Nice and easy

Easy to apply and easy to use app. Impressive experience all round. Reviewed on: 15th February 2021

Brilliantly simple

So easy to apply, get decision straight away. So easy to use and keep track of spending, balance and payment history all on an app. Reviewed on: 15th February 2021

Hassle Free

Zopa is a hassle free credit card, everything is done online from the application and the app to view your balance. Zopa has some nice features like setting a Safety Net to not exceed your spending and managing your Auto Pay. All in all a great card to add to your wallet. Reviewed on: 15th February 2021

Mr

Excellent service I recommend use this credit card Reviewed on: 15th February 2021

Very professional

Easy to deal with and very professional. Reviewed on: 15th February 2021

Amazing

Great credit card company and good customer service. Reviewed on: 15th February 2021

I'm really impressed!

I love my new credit card! It is easy to use. Zopa have a fantastic app. All contact has been really simple. Everything you want from a credit card. Reviewed on: 15th February 2021

Brilliant communication

Very easy to apply for,thoroughly explained terms and conditions etc.Constant communication when use the card,always someone to contact for help Reviewed on: 15th February 2021

I am enjoy this service

I will highly recommend this website to friend Reviewed on: 15th February 2021

Easy to use

Easy to use app can see what you have spent and where Reviewed on: 15th February 2021

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