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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Friendly & helpful

I have found the zopa team very friendly and helpful and there online app is easy to use. Very satisfied customer Reviewed on: 19th March 2021

The best

Application was quick and simple the app is brilliant all in all could not want a better company to be associated with zopa is at the top of there game Reviewed on: 19th March 2021

Great see spending tracking

Love the way that your purchases pop up in the app as they happen. Very secure and reassuring. Reviewed on: 19th March 2021

Useful

Zopa help me every time I need my card. I ready recommended it to 3 friends. Reviewed on: 19th March 2021

Quick and easy.

It was a very quick process no waiting around for a decision or for a call to confirm details. It was all done online in just a few minutes and it can be done at anytime. Reviewed on: 19th March 2021

Using card

Very easy to apply and easy to understand wen it comes to statements Reviewed on: 19th March 2021

very good for people with bad credit

Easy app to use for new users even if u have very low credit score Reviewed on: 18th March 2021

Fast professional service

Since using there service no complaints at all. Great fast professional service. Easy to use and understand. Reviewed on: 18th March 2021

Excellent

No hassle when applied and great app with product also. Reviewed on: 18th March 2021

Credit

very fast and excellent service I recommend to everyone Reviewed on: 18th March 2021

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