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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43068 reviews)

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4.94

Based on 43,068 reviews, last reviewed 7th Mar 2026

271300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had a problem always easy to access and use... Never had a problem always easy to access and use Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43068)

Best one out there

So easy and by far the best out there Reviewed on: 15th February 2021

Quick and easy

Quick application process. Friendly, easy to use app. On point transactions, making it clearer to see money spent and available credit. Reviewed on: 15th February 2021

Appreciate everything

Great service so far. Fresh and innovative. Onwards to a prosperous future. Reviewed on: 15th February 2021

Brilliant

Simple to apply, friendly and helpful team Reviewed on: 15th February 2021

Lavinia Dumitru

Very satisfied with this ZOPA card, thank you !! Reviewed on: 15th February 2021

Great service

Great app to follow and make payment Reviewed on: 15th February 2021

Great card

Great little card, easy to use. Has brilliant notification and payment clearing system..Very happy customer Reviewed on: 15th February 2021

Top Card

Quick, easy, great app, charges are reasonable, lots of good and no bad. Reviewed on: 15th February 2021

All you need!

Amazing customer service, so easy to apply, so easy to make payments and keep track of your account. Recommended to all my friends and family. Reviewed on: 15th February 2021

Wonderful

It was so easy quick and simple the card arrived quick and everything is very clear...I have not had any issues with Zopa...fantastic card I've ever had Reviewed on: 15th February 2021

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