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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa credit card

Zopa cards are easy to use and the internet app is also very easy to use. Reviewed on: 18th March 2021

Helping hand when needed at the most

Stressful when moving to new home, always requires something Zopa is at hand. Reviewed on: 18th March 2021

very good company

very easy to apply and easy to use Reviewed on: 18th March 2021

Thank you Zopa

Thanks to Zopa in helping me rebuild my credit have recommended friends and family applying for your credit card Reviewed on: 18th March 2021

A good and satisfying facility.

A good card to start with. People very customer centred. Reviewed on: 18th March 2021

Very prompt service

The app is so easy to use and provides all the information that I need. Its simple, quick and easy which is what we need in a busy world. Reviewed on: 18th March 2021

Great service

Zopa gives you a credit card with an easy to use app that can be accessed anytime. Offers good customer service when needed Reviewed on: 18th March 2021

Awesome credit card

This is a amazing service and is really easy to adapt and apply for Reviewed on: 18th March 2021

Zopa

Zopa are tops in every way and are with you every step of the way to help so who could ask for more Reviewed on: 18th March 2021

Very Surprised

Very surprised at the ease of use, the ease of online usage. VERY Happy i made this choice of card Reviewed on: 18th March 2021

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