Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Quick and easy.

It was a very quick process no waiting around for a decision or for a call to confirm details. It was all done online in just a few minutes and it can be done at anytime. Reviewed on: 19th March 2021

Using card

Very easy to apply and easy to understand wen it comes to statements Reviewed on: 19th March 2021

very good for people with bad credit

Easy app to use for new users even if u have very low credit score Reviewed on: 18th March 2021

Fast professional service

Since using there service no complaints at all. Great fast professional service. Easy to use and understand. Reviewed on: 18th March 2021

Excellent

No hassle when applied and great app with product also. Reviewed on: 18th March 2021

Credit

very fast and excellent service I recommend to everyone Reviewed on: 18th March 2021

Zopa credit card

Zopa cards are easy to use and the internet app is also very easy to use. Reviewed on: 18th March 2021

Helping hand when needed at the most

Stressful when moving to new home, always requires something Zopa is at hand. Reviewed on: 18th March 2021

very good company

very easy to apply and easy to use Reviewed on: 18th March 2021

Thank you Zopa

Thanks to Zopa in helping me rebuild my credit have recommended friends and family applying for your credit card Reviewed on: 18th March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clubcard credit cards
from Tesco Bank 3.94 from 349 reviews
Cashback Plus Credit Card
from RBS 4.07 from 8 reviews
Instant pay
from Incredible 4.61 from 28 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub