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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,089 reviews, last reviewed 7th Mar 2026
273200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service. Excellent customer service. We do appreciate everything. Reviewed on: 7th March 2026
Esther M's avatar
Esther M

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43089)

Perfect service

5
Zopa has provided perfect service since the initial application phase and has continued to be perfect throughout Reviewed on: 15th February 2021
Hahder1123's avatar
Hahder1123

Awesome!

5
Great card, easy to use app and easy replacements. Would definitely recommend to friends and family. Thank you! Reviewed on: 15th February 2021
Hannah 's avatar
Hannah

Very good and fast service

5
Very friendly and quality service. High recommend. Reviewed on: 15th February 2021
Mariusz Tyburski 's avatar
Mariusz Tyburski

Simple

5
Well laid out features on the app, highly recommend. Reviewed on: 15th February 2021
Tony's avatar
Tony

Best Choice

5
So easy so amazing to use what's not to like? Reviewed on: 15th February 2021
Harvey Leff's avatar
Harvey Leff

Great all round service

5
From the application to the delivery and use of the card everything is so slick and easy on the app. I'm very happy that I chose Zopa as a way of improving my finances Reviewed on: 15th February 2021
Chowny's avatar
Chowny

Excellent card

5
Easy to use keeps you in control Reviewed on: 15th February 2021
James's avatar
James

Fantastic customer service

5
So easy to use the app and also to easy to contact by mobile plus fantastic customer service Reviewed on: 15th February 2021
Shaun lynam's avatar
Shaun lynam

I would highly recommend this credit card

5
This is my first credit card and find it so easy to use and the app is also easy to use. It is a great way to help build my credit score and has helped me manage my finances well. I am able to keep track of my purchases and gives me up to date balances. Payments are also easily done and has made me confident in using credit and managing it well. I am very pleased with this card and would highly recommend to anyone interested Reviewed on: 15th February 2021
Charles's avatar
Charles

Really good

5
Really easy an quick to sign up and the app is really easy to work Reviewed on: 15th February 2021
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