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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

A good and satisfying facility.

A good card to start with. People very customer centred. Reviewed on: 18th March 2021

Very prompt service

The app is so easy to use and provides all the information that I need. Its simple, quick and easy which is what we need in a busy world. Reviewed on: 18th March 2021

Great service

Zopa gives you a credit card with an easy to use app that can be accessed anytime. Offers good customer service when needed Reviewed on: 18th March 2021

Awesome credit card

This is a amazing service and is really easy to adapt and apply for Reviewed on: 18th March 2021

Zopa

Zopa are tops in every way and are with you every step of the way to help so who could ask for more Reviewed on: 18th March 2021

Very Surprised

Very surprised at the ease of use, the ease of online usage. VERY Happy i made this choice of card Reviewed on: 18th March 2021

The best credit card provider

I found it easy and very convenient to apply Reviewed on: 18th March 2021

Great to help build my credit score

Great way to build my credit rating Reviewed on: 18th March 2021

Top card

They helped me when a lot of other banks wouldn't Reviewed on: 18th March 2021

Absolutely fantastic.

Fair and easy to use with great customer service. Reviewed on: 18th March 2021

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