Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Great credit card

4
I’ve had no issues and customer service is top notch Reviewed on: 23rd March 2021
Charlene 's avatar
Charlene

Great card

5
Great little card, easy to use and I love the app it’s got everything you need and easy I’m very happy Reviewed on: 22nd March 2021
Donna Lucas's avatar
Donna Lucas

Review Zopa, credit card account

5
Very happy with the whole process from taking out the card to using the banking app Reviewed on: 22nd March 2021
Jonathan's avatar
Jonathan

Great card

5
This great credit card for when needed. Reviewed on: 22nd March 2021
Amanda's avatar
Amanda

Really enjoy

5
Zopa is a very straight forward easy credit card to use everything g is so simple and easy to do. The customer service is quick and very polite they have understanding. Reviewed on: 21st March 2021
Roy Amyes's avatar
Roy Amyes

Fantastic

5
10 out of 10 highly reckonmend to any one Reviewed on: 21st March 2021
David Haynes 's avatar
David Haynes

Easy

5
Easy process app very good kept up to date with everything Reviewed on: 21st March 2021
Chris's avatar
Chris

Quick and easy to apply for

5
Dealt with me very quickly. Had card within days Reviewed on: 21st March 2021
Jackie bodden's avatar
Jackie bodden

customer focus

5
Zopa card management has a professional attitude towards their customers. Reviewed on: 21st March 2021
rohail khan's avatar
rohail khan

Great

5
Nothing but praise, super easy app and no issues at all. Reviewed on: 20th March 2021
Jacs's avatar
Jacs

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill