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Zopa: Credit card reviews

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4.93
Based on 42,955 reviews, last reviewed 7th Mar 2026
260500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Good pay app excellent service online Good pay app excellent service online Reviewed on: 7th March 2026
KS 's avatar
KS

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (42955)

Fantastic flexible approach

5
Great to build back your credit Reviewed on: 15th February 2021
simon hutchinson's avatar
simon hutchinson

Good card

5
Really good card for building up a credit score Reviewed on: 15th February 2021
Sheryl's avatar
Sheryl

Great app and card

5
Great features and ui on the app and the card itself looks good and carried a reasonable interest rate. Reviewed on: 15th February 2021
Serdar's avatar
Serdar

Simple and Easy

5
Simple and easy application and same service once you have your card. Would defo recommend Reviewed on: 15th February 2021
jmilburn1987's avatar
jmilburn1987

Excellent

5
Would highly recommend very user friendly Reviewed on: 15th February 2021
banter87@googlemail.com's avatar
[email protected]

Great service

4
Quick and easy application and great customer service Reviewed on: 15th February 2021
Roy Broadhurst 's avatar
Roy Broadhurst

Great service

4
No issues no problems easy to use and set up Reviewed on: 15th February 2021
Matt's avatar
Matt

A great and easy card

5
An easy to use card aswel app that's sums it up .. Reviewed on: 15th February 2021
Gary kinging's avatar
Gary kinging

Brilliant

5
Recommend to all. Great credit card company Reviewed on: 15th February 2021
Denise 's avatar
Denise

Quick, Easy, Hassle Free

5
So far everything has been quick and simple and been 100% hassle free. App is user friendly and has all the features you're likely to need. Great idea to get your pin via the app when you activate your card as well. No having to wait for a seperate later with it on. Reviewed on: 15th February 2021
Alex's avatar
Alex

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