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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (42932 reviews)

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4.93

Based on 42,932 reviews, last reviewed 6th Mar 2026

258400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

App very easy to understand. App very easy to understand. Allows you to see payments and balance. Also spending trends. Reviewed on: 6th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (42932)

Excellent service. Very helpful

I have not actually used my credit card yet. The delivery and service was excellent. I will be using it in the near future. Reviewed on: 15th February 2021

Mr

I’m so happy about the Zopa is fantastic Reviewed on: 15th February 2021

Zopa is great!

Fab company. Easy to apply for and card arrived super quick. The app is fantastic and very easy to use. 5 stars! Will recommend to everyone! Reviewed on: 15th February 2021

Easy to use, simple and straightforward

Nice and easy to use, no hassle and no issue. Recommended Reviewed on: 15th February 2021

So easy to deal with

My experience with Zopa was so easy to set up had no problems recommended to my friends and family excellent Reviewed on: 15th February 2021

No

Reviewed on: 15th February 2021

Great Provider!! Super Fast Delivery!!

Fast & Relaible credit card provider. Great Service!! Thank You ZOPA Reviewed on: 15th February 2021

Refreshingly helpfull

Unfortunately i found myself in the unfortunate situation of an iva .zopa have given me another chance at possibly having a half descent credit score thanks to zopa i can look foreard to having some sort of financially normal life after my iva and the easy to understand way zopa operate it gives confidence back to the financial system i would 100% Recommend zopa to any1 Reviewed on: 15th February 2021

Fabulous Zopa

I love the way it informs you of your balance everytime you make a transaction...good idea ...and the app is so easy to use ...no jargon. Reviewed on: 15th February 2021

Brilliant

Amazing, never had any issues and one hundred percent reliable. Reviewed on: 15th February 2021

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