Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Nice and simple easy to use card informed when you card has been used Reviewed on: 26th March 2021

Outstanding service and app

Easy to use app knowledgeable staff always ready to help Reviewed on: 26th March 2021

Great

Excellent I’m very happy also great customer service Reviewed on: 25th March 2021

Very good good

That card looks good for most pestle and will use it wisely Reviewed on: 25th March 2021

Easy

Nice little hassle free credit card. Reviewed on: 25th March 2021

Efficiency

You have every information you need on the zopa app. Once you paid your due balance, it reflects straight on your account balance Reviewed on: 25th March 2021

excellent

friendly and very helpful,good custermer service. Reviewed on: 24th March 2021

Excellent customer service

Easy to set up easy to use app There when you need them. Reviewed on: 24th March 2021

Brilliant

Love this company with all my heart and have helped me out when I’ve needed it most! Would recommend to anyone Reviewed on: 24th March 2021

Excellent

So easy to set up and use and the app is brilliant for keeping a check on limit and due dates Reviewed on: 23rd March 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 3.54 from 127 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews
Partnership credit card
from John Lewis 2.06 from 899 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub