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Zopa: Credit card reviews

4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Brilliant

5
Love this company with all my heart and have helped me out when I’ve needed it most! Would recommend to anyone Reviewed on: 24th March 2021

Excellent

5
So easy to set up and use and the app is brilliant for keeping a check on limit and due dates Reviewed on: 23rd March 2021

Great credit card

4
I’ve had no issues and customer service is top notch Reviewed on: 23rd March 2021

Great card

5
Great little card, easy to use and I love the app it’s got everything you need and easy I’m very happy Reviewed on: 22nd March 2021

Review Zopa, credit card account

5
Very happy with the whole process from taking out the card to using the banking app Reviewed on: 22nd March 2021

Great card

5
This great credit card for when needed. Reviewed on: 22nd March 2021

Really enjoy

5
Zopa is a very straight forward easy credit card to use everything g is so simple and easy to do. The customer service is quick and very polite they have understanding. Reviewed on: 21st March 2021

Fantastic

5
10 out of 10 highly reckonmend to any one Reviewed on: 21st March 2021

Easy

5
Easy process app very good kept up to date with everything Reviewed on: 21st March 2021

Quick and easy to apply for

5
Dealt with me very quickly. Had card within days Reviewed on: 21st March 2021

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