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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Impressive help

Excellent service understanding and support would recommend to anyone to use as there main card service Reviewed on: 28th March 2021

Viewing credit card

Have not found any yet,still checking. out the page to see what's available for myself Reviewed on: 28th March 2021

Best credit card

Reliable, Clear and Helpful, shows you your finance activities and guide you on how to improve your score Reviewed on: 28th March 2021

Credit card application

The application process was quick and very seamless and the card arrived very quickly. It's a joy to have it there just in case of an emergency. Well done Zopa. Reviewed on: 28th March 2021

Easy sign-up and fancy looking card

Was an easy sign-up, receiving the card was quick and super easy to setup on the app. Paying off the card is easy too. Reviewed on: 28th March 2021

Quick service

Pretty much instant paying your account Reviewed on: 28th March 2021

Such a great card best organisation of any card's I ever used and very customer friendly

Most helpful money service I have ever seen such brilliantly trained staff super quick service's Reviewed on: 28th March 2021

great

Great company you get what see Reviewed on: 27th March 2021

Great

I think its great and would recommend them to everyone Reviewed on: 27th March 2021

Credit card

Absolutely fantastic to deal with so friendly if you need to contact then very helpful Reviewed on: 27th March 2021

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