Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.93
Based on 42,932 reviews, last reviewed 6th Mar 2026
258400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

App very easy to understand. App very easy to understand. Allows you to see payments and balance. Also spending trends. Reviewed on: 6th March 2026
Ms H's avatar
Ms H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (42932)

Simple and Easy

5
Simple and easy application and same service once you have your card. Would defo recommend Reviewed on: 15th February 2021
jmilburn1987's avatar
jmilburn1987

Excellent

5
Would highly recommend very user friendly Reviewed on: 15th February 2021
banter87@googlemail.com's avatar
[email protected]

Great service

4
Quick and easy application and great customer service Reviewed on: 15th February 2021
Roy Broadhurst 's avatar
Roy Broadhurst

Great service

4
No issues no problems easy to use and set up Reviewed on: 15th February 2021
Matt's avatar
Matt

A great and easy card

5
An easy to use card aswel app that's sums it up .. Reviewed on: 15th February 2021
Gary kinging's avatar
Gary kinging

Brilliant

5
Recommend to all. Great credit card company Reviewed on: 15th February 2021
Denise 's avatar
Denise

Quick, Easy, Hassle Free

5
So far everything has been quick and simple and been 100% hassle free. App is user friendly and has all the features you're likely to need. Great idea to get your pin via the app when you activate your card as well. No having to wait for a seperate later with it on. Reviewed on: 15th February 2021
Alex's avatar
Alex

Manager

5
It was very easy and quick to apply and card was with me very soon Reviewed on: 15th February 2021
Dilawar Hussain's avatar
Dilawar Hussain

Great company

5
So easy to set up app with simple instructions Great friendly service Would highly recommend zoopa Reviewed on: 15th February 2021
phanlon16@gmail.com's avatar
[email protected]

Great service

5
Easy to apply for No jargon, staff always there to speak to Reviewed on: 15th February 2021
Murph 1's avatar
Murph 1

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1487 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5846 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 7746 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill