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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great company

I was looking for a credit card to help build my credit score, Zola accepted me and if December and my credit score is slowly coming together now. So thanks Zopa Reviewed on: 7th April 2021

The most understanding company

Truly the best and most empathetic credit card company I have ever come across Reviewed on: 7th April 2021

Great app

Great app with great credit card features. Reviewed on: 6th April 2021

You can bank on Zopa!!

Fantastic APR and also fantastic customer service I see this company going from strength to strength and I am Very proud to be a customer. Reviewed on: 5th April 2021

Excellent all round

App is excellent. Clear, easy to use and understand 5 star service Reviewed on: 5th April 2021

Amazing

Found it hard to get a credit card to improve my credit, was accepted very quick and brilliant company Reviewed on: 2nd April 2021

Easy to use and low fees

This card is really easy to manage via the mobile app, and they don’t charge any hidden fees. A really good experience. Reviewed on: 31st March 2021

no fuss credit card

quick to apply, simple app and texts to help control your spending, and peace of mind security .recommended Reviewed on: 31st March 2021

Excellence

Fast and reliable first company to see do all sort of work very quick APP IS GREAT AND SYSTEM IS VERY FAST NO 24H DAYS WAIT Reviewed on: 30th March 2021

shocking

dont care about their own customers Reviewed on: 29th March 2021

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