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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use and low fees

This card is really easy to manage via the mobile app, and they don’t charge any hidden fees. A really good experience. Reviewed on: 31st March 2021

no fuss credit card

quick to apply, simple app and texts to help control your spending, and peace of mind security .recommended Reviewed on: 31st March 2021

Excellence

Fast and reliable first company to see do all sort of work very quick APP IS GREAT AND SYSTEM IS VERY FAST NO 24H DAYS WAIT Reviewed on: 30th March 2021

shocking

dont care about their own customers Reviewed on: 29th March 2021

Impressive help

Excellent service understanding and support would recommend to anyone to use as there main card service Reviewed on: 28th March 2021

Viewing credit card

Have not found any yet,still checking. out the page to see what's available for myself Reviewed on: 28th March 2021

Best credit card

Reliable, Clear and Helpful, shows you your finance activities and guide you on how to improve your score Reviewed on: 28th March 2021

Credit card application

The application process was quick and very seamless and the card arrived very quickly. It's a joy to have it there just in case of an emergency. Well done Zopa. Reviewed on: 28th March 2021

Easy sign-up and fancy looking card

Was an easy sign-up, receiving the card was quick and super easy to setup on the app. Paying off the card is easy too. Reviewed on: 28th March 2021

Quick service

Pretty much instant paying your account Reviewed on: 28th March 2021

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