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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy sign-up and fancy looking card

Was an easy sign-up, receiving the card was quick and super easy to setup on the app. Paying off the card is easy too. Reviewed on: 28th March 2021

Quick service

Pretty much instant paying your account Reviewed on: 28th March 2021

Such a great card best organisation of any card's I ever used and very customer friendly

Most helpful money service I have ever seen such brilliantly trained staff super quick service's Reviewed on: 28th March 2021

great

Great company you get what see Reviewed on: 27th March 2021

Great

I think its great and would recommend them to everyone Reviewed on: 27th March 2021

Credit card

Absolutely fantastic to deal with so friendly if you need to contact then very helpful Reviewed on: 27th March 2021

Yes

Iv try for your credit card 6 times on Facebook Reviewed on: 27th March 2021

Excellent company

I applied for a Zopa credit card and was immediately accepted with no messing around, the interest rate is reasonable compared to a lot of other credit cards, I like the fact that transactions show instantly and are applied to your account the next day. The times I've had to contact Zopa most of the customer service advisors were excellent and prompt there was only 1 time where I was completely ignored and never responded to. Excellent company 5 stars Reviewed on: 27th March 2021

Excellent

Although I've had no experience with customer service as I haven't had to contact them yet, I cant fault the card at all. Never had any issues. Reviewed on: 27th March 2021

Fantastic Product

Easy to apply, card arrived very quickly. The app is very user friendly, quick and easy to make repayments and it sends a notification whenever the card is used. Reviewed on: 27th March 2021

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