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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great card for building credit

I have poor credit but have started to sort myself out zopa gave me a card with a limit that is easy to manage and helps build my credit back up Reviewed on: 27th April 2025

A very good experience Very professional

A very good experience Very professional Reviewed on: 27th April 2025

Good credit cards easy the use in the shops

Good credit cards easy the use in the shops Reviewed on: 27th April 2025

Since I've had my Zopa account never had any issues.

Since I've had my Zopa account never had any issues. Great company easy to navigate online facilities. Reviewed on: 27th April 2025

Great company keep ut up thanks for the help

Great company keep it up thanks for the support n help was much needed when I was stuggling Reviewed on: 27th April 2025

I have a good experience with zopa

I have a fantastic experience with zopa good experience Reviewed on: 27th April 2025

I have had a great service

I have had a great service, they are friendly, helpful and have the best and most easy to understand app Reviewed on: 27th April 2025

Had an issue with card being hacked.

Had an issue with card being hacked. So I got intouch with customer service. Within minutes I had a card cancelled and a new one on the way. Guy that sorted it out was 5 star Reviewed on: 27th April 2025

Zopa has been very helpful on short term financial d...

Zopa has been very helpful on short term financial difficulties arranging to make most of the payment plan and understand its customers hardship. This is great and why I am still a customer of Zopa Reviewed on: 27th April 2025

Great and excellent service, accessible mobile appli...

Great and excellent service, accessible mobile application Reviewed on: 27th April 2025

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