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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good start, but tell us a Little more

Good start, but tell us a Little more Reviewed on: 27th April 2025

Excellent company

Fantastic credit card fees and this company offer so much more. Their customer service is excellent and app is so easy to navigate Reviewed on: 27th April 2025

Been good but takes a long time to get credit...

Been good but takes a long time to get credit raise Reviewed on: 27th April 2025

Look after my interest if think something not right

Look after my interest if think something not right Reviewed on: 27th April 2025

A good credit card for an emergency,but I would say...

A good credit card for an emergency,but I would say I've not had a credit increase for a number of years Reviewed on: 27th April 2025

Whenever I’ve had to contact the support team they h...

Whenever I’ve had to contact the support team they have been excellent in sorting out my issues & treated me like a valued customer. Great Work Zopa !!!!. Reviewed on: 27th April 2025

Zopa are a friendly professional service and the man...

Zopa are a friendly professional service and the management is outstanding Reviewed on: 27th April 2025

Very good company best credit card

Very good company best credit card Reviewed on: 27th April 2025

Great card for building credit

I have poor credit but have started to sort myself out zopa gave me a card with a limit that is easy to manage and helps build my credit back up Reviewed on: 27th April 2025

A very good experience Very professional

A very good experience Very professional Reviewed on: 27th April 2025

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