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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Knowledge

5
Knowledge was great understood everything Reviewed on: 23rd April 2025
peter n's avatar
peter n

Amazing experience.

5
Since joining Zopa it's been an amazing experience. Access to products, navigating the app is easy and seamless. Reviewed on: 23rd April 2025
Dickson K's avatar
Dickson K

Hassle free service, very professional

5
Hassle free service, very professional Reviewed on: 23rd April 2025
Andrew M's avatar
Andrew M

credit card limit uplift

5
good experience would say cred card limit uplift should come into play after 6months Reviewed on: 23rd April 2025
john heard 's avatar
john heard

Excellent

5
Very professional service all ways keeping up to date with your account Reviewed on: 23rd April 2025
Philip 's avatar
Philip

Great service

5
They have given me a credit limit that isn't to big to deal with monthly and customer service is brilliant Reviewed on: 23rd April 2025
james's avatar
james

They have been open and honest, great communication...

5
They have been open and honest, great communication when needed. Reviewed on: 23rd April 2025
Gavin's avatar
Gavin

They gave me credit when I needed it with a low cred...

5
They gave me credit when I needed it with a low credit rating Reviewed on: 23rd April 2025
Rhys K's avatar
Rhys K

Amazing company with friendly customer service team

5
Zopa are a fantastic credit card company, for offering credit limits to help you improve your credit score Reviewed on: 23rd April 2025
Ronnie56's avatar
Ronnie56

Great Credit Card

5
Zopa has been really easy to use and the app is so user friendly. So far all my questions have been answered and it even gives tips on how you can monitor your spending and ways to improve your credit score. Reviewed on: 23rd April 2025
Chloe Marie's avatar
Chloe Marie

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