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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good credit cards easy the use in the shops

Good credit cards easy the use in the shops Reviewed on: 27th April 2025

Since I've had my Zopa account never had any issues.

Since I've had my Zopa account never had any issues. Great company easy to navigate online facilities. Reviewed on: 27th April 2025

Great company keep ut up thanks for the help

Great company keep it up thanks for the support n help was much needed when I was stuggling Reviewed on: 27th April 2025

I have a good experience with zopa

I have a fantastic experience with zopa good experience Reviewed on: 27th April 2025

I have had a great service

I have had a great service, they are friendly, helpful and have the best and most easy to understand app Reviewed on: 27th April 2025

Had an issue with card being hacked.

Had an issue with card being hacked. So I got intouch with customer service. Within minutes I had a card cancelled and a new one on the way. Guy that sorted it out was 5 star Reviewed on: 27th April 2025

Zopa has been very helpful on short term financial d...

Zopa has been very helpful on short term financial difficulties arranging to make most of the payment plan and understand its customers hardship. This is great and why I am still a customer of Zopa Reviewed on: 27th April 2025

Great and excellent service, accessible mobile appli...

Great and excellent service, accessible mobile application Reviewed on: 27th April 2025

Very easy to use app and very good rates

Very easy to use app and very good rates Reviewed on: 27th April 2025

A very straight forward and honest company

A very straight forward and honest company Reviewed on: 27th April 2025

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