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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

very good

a very great help , it will change your life Reviewed on: 15th February 2021

Excellent app

Zopa has a great app which is easy to navigate around. It’s so much easier to use than other bank accounts I have previously had. Reviewed on: 15th February 2021

Great!

Quick and easy to apply for. Afford replacements! Reviewed on: 15th February 2021

Amazing bank

Customers friendly and staff are highly professional Reviewed on: 15th February 2021

Very good

I am glad I have Zopa credit card fast service to get delivered no Hassle to get updates and Very good service fast payment. Reviewed on: 15th February 2021

No hassles everyday credit card

Best credit card in my wallet!!!!!!! Reviewed on: 15th February 2021

brilliant

brilliant would highly recommend Reviewed on: 15th February 2021

Most truest

I find comfortable and reliable. Reviewed on: 15th February 2021

Good

Need update zopa mobile app as soon as possible Reviewed on: 15th February 2021

Life savers

Zopa have softened my belief that all banka were out for themselves. When no lwnder seemed to care, they were there, listening and understanding. If more providers took a stance like Zopa, there would bw more trust and more lending helping to boost our economy in uncertain times Reviewed on: 15th February 2021

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