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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Very good

I am glad I have Zopa credit card fast service to get delivered no Hassle to get updates and Very good service fast payment. Reviewed on: 15th February 2021

No hassles everyday credit card

Best credit card in my wallet!!!!!!! Reviewed on: 15th February 2021

brilliant

brilliant would highly recommend Reviewed on: 15th February 2021

Most truest

I find comfortable and reliable. Reviewed on: 15th February 2021

Good

Need update zopa mobile app as soon as possible Reviewed on: 15th February 2021

Life savers

Zopa have softened my belief that all banka were out for themselves. When no lwnder seemed to care, they were there, listening and understanding. If more providers took a stance like Zopa, there would bw more trust and more lending helping to boost our economy in uncertain times Reviewed on: 15th February 2021

Reliable, app easy to use for all ages

Great app experience, ease to get by, simplifies everything Reviewed on: 15th February 2021

Fantastic very helpful

Iv been with them for six MTHS had no problems Reviewed on: 15th February 2021

Fastest payments on any card

My payments show instantly and Zopa send me texts with up to the minute balances so I can stay ahead Reviewed on: 15th February 2021

Great and helpful

Really helpful and brilliant to have Reviewed on: 15th February 2021

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