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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Life savers

Zopa have softened my belief that all banka were out for themselves. When no lwnder seemed to care, they were there, listening and understanding. If more providers took a stance like Zopa, there would bw more trust and more lending helping to boost our economy in uncertain times Reviewed on: 15th February 2021

Reliable, app easy to use for all ages

Great app experience, ease to get by, simplifies everything Reviewed on: 15th February 2021

Fantastic very helpful

Iv been with them for six MTHS had no problems Reviewed on: 15th February 2021

Fastest payments on any card

My payments show instantly and Zopa send me texts with up to the minute balances so I can stay ahead Reviewed on: 15th February 2021

Great and helpful

Really helpful and brilliant to have Reviewed on: 15th February 2021

Card packed with best experience

Starting from application I had an seamless experience. I would say customer experience with this card was very good Reviewed on: 15th February 2021

Good service

Im get experience me friends,very Fast And easy help Reviewed on: 15th February 2021

It was easy step by to apply for the credit card no harralse they have accepted me twice

I have applied twice but change my mind first time applying I was abit scare to reapply seconds time on good news I try again thry accept me I m. Thankful Reviewed on: 15th February 2021

The best

I have three word “easy to use”. Reviewed on: 15th February 2021

A great app

Nice and easy to use and find how much you have left and spent Reviewed on: 15th February 2021

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