Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

It's a awsome card to use, the help is amazing and I'm really thankful for the opportunity to vote

I feel I get great service and support and would recommend this to anyone and everyone Reviewed on: 15th February 2021

Best in class

Fast efficient made clear and easy to understand loaded with tips on how to stay in control and management Reviewed on: 15th February 2021

Very good bank

Since I took my credit card I ve never had any issues. Would recommend it 100% Reviewed on: 15th February 2021

Excellent

Excellent customer service Reviewed on: 15th February 2021

Great service

It's good to get a text when your card is used good security great service Reviewed on: 15th February 2021

great card

never had a problem. i would reccommend this card to anyone which i have Reviewed on: 15th February 2021

very good

a very great help , it will change your life Reviewed on: 15th February 2021

Excellent app

Zopa has a great app which is easy to navigate around. It’s so much easier to use than other bank accounts I have previously had. Reviewed on: 15th February 2021

Great!

Quick and easy to apply for. Afford replacements! Reviewed on: 15th February 2021

Amazing bank

Customers friendly and staff are highly professional Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 3.70 from 7 reviews
Platinum Cashback Credit Card
from American Express 4.34 from 71 reviews
Student Credit Card
from NatWest 4.19 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub