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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Simple easy and secure.

I have only had this credit card account for 4 months. I have a limited amount of credit, which is manageable and further helps me to control my credit use as well as my improving score. Reviewed on: 15th February 2021

Quick. Easy. Professional.

Everything is straight forward with Zopa. Excellent customer service. Easy to use app. Reviewed on: 15th February 2021

Easy Peasy

Easy everything , easy application , management , budgeting . Brilliant Reviewed on: 15th February 2021

Brilliant bank

Excellent credit card. Bank always keeps us posted on the account. Very flexible! Reviewed on: 15th February 2021

I have several credit cards but none compare to Zopa, which is so much easier to deal with and has genuinely excellent customer services.

I had a problem with a payment to a provider that hid details about future payments. I wanted to cancel the transaction immediately and was prepared for a battle and argument with customer services. But they couldn’t have been more helpful and cooperative. It was cancelled and refunded within 15 minutes of my calling them. Amazing. Reviewed on: 15th February 2021

It's a awsome card to use, the help is amazing and I'm really thankful for the opportunity to vote

I feel I get great service and support and would recommend this to anyone and everyone Reviewed on: 15th February 2021

Best in class

Fast efficient made clear and easy to understand loaded with tips on how to stay in control and management Reviewed on: 15th February 2021

Very good bank

Since I took my credit card I ve never had any issues. Would recommend it 100% Reviewed on: 15th February 2021

Excellent

Excellent customer service Reviewed on: 15th February 2021

Great service

It's good to get a text when your card is used good security great service Reviewed on: 15th February 2021

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