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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Card packed with best experience

Starting from application I had an seamless experience. I would say customer experience with this card was very good Reviewed on: 15th February 2021

Good service

Im get experience me friends,very Fast And easy help Reviewed on: 15th February 2021

It was easy step by to apply for the credit card no harralse they have accepted me twice

I have applied twice but change my mind first time applying I was abit scare to reapply seconds time on good news I try again thry accept me I m. Thankful Reviewed on: 15th February 2021

The best

I have three word “easy to use”. Reviewed on: 15th February 2021

A great app

Nice and easy to use and find how much you have left and spent Reviewed on: 15th February 2021

So straightforward!

The app is so convenient and the card arrived swiftly. Everything about this made it a pleasant experience! Reviewed on: 15th February 2021

super fast

Credit approval was very quick and the credit card came in 3 days. Reviewed on: 15th February 2021

Up-to-date

It's been the best credit card I've had so far. Reviewed on: 15th February 2021

Service

Quick and simple service . Easy to get and prompt delivery Reviewed on: 15th February 2021

Very friendly account

So far so good never any issues or problems Reviewed on: 15th February 2021

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