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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Excellent

I am trying to rebuild my credit score and find Zopa to be an excellent asset in achieving this . I found applying for the credit card ,acceptance and receipt of my credit card to be an excellent experience. Reviewed on: 15th February 2021

Excellent!

Excellent company! They are reliable and helpful. Reviewed on: 15th February 2021

Best credit card

Easy to use app Never had a single issue with them Fast and efficient service Would highly recommend this credit card Reviewed on: 15th February 2021

Where you can find genuine understanding.Even people with not perfect past are worth trust again!

Here you can prove you had bump on your road but now you are trustworthy again! Reviewed on: 15th February 2021

Spot on

Quick easy and simple Never any issues Reviewed on: 15th February 2021

Zopa Credit Card

Great Service, good process... Overall very happy with the Customer Service Reviewed on: 15th February 2021

Great card

This card is really good it gives you all the information you need it pings and shows what you've spent and where,you easily keep on track Reviewed on: 15th February 2021

Terrible customer service

I took a credit card and for one month it was blocks and staff keep telling me they are not sure why and that I should provide ID buy even after sending ID card remains blocked. Disappointed Reviewed on: 15th February 2021

Very easy and clear.

I couldn't ask for a better company for a credit card, zopa is clear and easy and the customer service is top notch can't recommend enough. Reviewed on: 15th February 2021

Easy, efficient and smooth

Zopa was easy, efficient and very smooth to sign up to. The app makes it easily accessible at all times meaning I can keep track of my spending at the touch of a button , wherever I am! I love it! Well done Zopa! Reviewed on: 15th February 2021

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