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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

super fast

Credit approval was very quick and the credit card came in 3 days. Reviewed on: 15th February 2021

Up-to-date

It's been the best credit card I've had so far. Reviewed on: 15th February 2021

Service

Quick and simple service . Easy to get and prompt delivery Reviewed on: 15th February 2021

Very friendly account

So far so good never any issues or problems Reviewed on: 15th February 2021

Fantastic

Everything about this company is great. The application process through to using my account was smooth and uncomplicated! I love the app as it let's me control all aspects of my account and let's me keep track of my spending! Reviewed on: 15th February 2021

The only card you need

Easy, simple and fast decision, well recommended Reviewed on: 15th February 2021

Zopa is super

Zopa is super It meets all my needs thank you stay safe Reviewed on: 15th February 2021

Client friendly Credit Card Provider

Zopa have a comprehensive and straightforward application process giving great confidence and security in applying. Reviewed on: 15th February 2021

Great , helpful

So easy to pay in money and take money out and the app is so easy to use. Reviewed on: 15th February 2021

Excellent

I am trying to rebuild my credit score and find Zopa to be an excellent asset in achieving this . I found applying for the credit card ,acceptance and receipt of my credit card to be an excellent experience. Reviewed on: 15th February 2021

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