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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Fantastic

Everything about this company is great. The application process through to using my account was smooth and uncomplicated! I love the app as it let's me control all aspects of my account and let's me keep track of my spending! Reviewed on: 15th February 2021

The only card you need

Easy, simple and fast decision, well recommended Reviewed on: 15th February 2021

Zopa is super

Zopa is super It meets all my needs thank you stay safe Reviewed on: 15th February 2021

Client friendly Credit Card Provider

Zopa have a comprehensive and straightforward application process giving great confidence and security in applying. Reviewed on: 15th February 2021

Great , helpful

So easy to pay in money and take money out and the app is so easy to use. Reviewed on: 15th February 2021

Excellent

I am trying to rebuild my credit score and find Zopa to be an excellent asset in achieving this . I found applying for the credit card ,acceptance and receipt of my credit card to be an excellent experience. Reviewed on: 15th February 2021

Excellent!

Excellent company! They are reliable and helpful. Reviewed on: 15th February 2021

Best credit card

Easy to use app Never had a single issue with them Fast and efficient service Would highly recommend this credit card Reviewed on: 15th February 2021

Where you can find genuine understanding.Even people with not perfect past are worth trust again!

Here you can prove you had bump on your road but now you are trustworthy again! Reviewed on: 15th February 2021

Spot on

Quick easy and simple Never any issues Reviewed on: 15th February 2021

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