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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Very easy and clear.

I couldn't ask for a better company for a credit card, zopa is clear and easy and the customer service is top notch can't recommend enough. Reviewed on: 15th February 2021

Easy, efficient and smooth

Zopa was easy, efficient and very smooth to sign up to. The app makes it easily accessible at all times meaning I can keep track of my spending at the touch of a button , wherever I am! I love it! Well done Zopa! Reviewed on: 15th February 2021

Fantastic

Love this card as its the only card to give me a chance and help build my credit towards my mortgage. Reviewed on: 15th February 2021

Simple

Very simple and easily understandable app to use. Easy to find out balance. Simple set up to attach debit card to repay Reviewed on: 15th February 2021

The Best out of the bests

Zopa credit card is the best credit card I have ever come across. Keep up the good job! Reviewed on: 15th February 2021

Very good stuff

I didn't use it much but, I think is fine 7 Reviewed on: 15th February 2021

Efficient

Very easy to use. I can't fault it at all. Reviewed on: 15th February 2021

Easy to use, good customer service

Zopa have been an excellent company to use for my credit builder credit card, the app is extremely easy to use, which is something I value. Reviewed on: 15th February 2021

Fine

Quick and straight forward credit card Reviewed on: 15th February 2021

Great help to me

Very understanding in all cases needed , would recommend too all my family and friends Reviewed on: 15th February 2021

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