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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa Credit Card

Great Service, good process... Overall very happy with the Customer Service Reviewed on: 15th February 2021

Great card

This card is really good it gives you all the information you need it pings and shows what you've spent and where,you easily keep on track Reviewed on: 15th February 2021

Terrible customer service

I took a credit card and for one month it was blocks and staff keep telling me they are not sure why and that I should provide ID buy even after sending ID card remains blocked. Disappointed Reviewed on: 15th February 2021

Very easy and clear.

I couldn't ask for a better company for a credit card, zopa is clear and easy and the customer service is top notch can't recommend enough. Reviewed on: 15th February 2021

Easy, efficient and smooth

Zopa was easy, efficient and very smooth to sign up to. The app makes it easily accessible at all times meaning I can keep track of my spending at the touch of a button , wherever I am! I love it! Well done Zopa! Reviewed on: 15th February 2021

Fantastic

Love this card as its the only card to give me a chance and help build my credit towards my mortgage. Reviewed on: 15th February 2021

Simple

Very simple and easily understandable app to use. Easy to find out balance. Simple set up to attach debit card to repay Reviewed on: 15th February 2021

The Best out of the bests

Zopa credit card is the best credit card I have ever come across. Keep up the good job! Reviewed on: 15th February 2021

Very good stuff

I didn't use it much but, I think is fine 7 Reviewed on: 15th February 2021

Efficient

Very easy to use. I can't fault it at all. Reviewed on: 15th February 2021

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