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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Good card

Excellent company easy to deal with Reviewed on: 15th February 2021

Zopa is the best and and reliable

Zopa is a best and reliable bank ,it quick and easy to set up Reviewed on: 15th February 2021

Fantastic and easy to arrange

There was no messing. Easy to follow and very helpful when I needed help the most. Thanku Zopa Reviewed on: 15th February 2021

Excellent service

Fantastic service 1st class website so easy to use Reviewed on: 15th February 2021

Excellent Service

I have found Zopa to be great for managing your credit limit and having just the right amount of limit that I don’t go into debt. Reviewed on: 15th February 2021

Brilliant Service

I've not had any issues and when i did it was resolved on first call. very polite and friendly staff on the phone. Reviewed on: 15th February 2021

Fantastic company.

Extremely easy to apply and set everything up and simple to use app. Wish more company’s where as easy and pleasant to use as Zopa Reviewed on: 15th February 2021

Easy to work with

Have had no problems with app or with card and is great don’t have to wait to see what you have spent Reviewed on: 15th February 2021

My experience

Very helpful ongoing communications and app very easy to use Reviewed on: 15th February 2021

seems less

great provider with excellent customer service. Reviewed on: 15th February 2021

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