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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent!

Excellent company! They are reliable and helpful. Reviewed on: 15th February 2021

Best credit card

Easy to use app Never had a single issue with them Fast and efficient service Would highly recommend this credit card Reviewed on: 15th February 2021

Where you can find genuine understanding.Even people with not perfect past are worth trust again!

Here you can prove you had bump on your road but now you are trustworthy again! Reviewed on: 15th February 2021

Spot on

Quick easy and simple Never any issues Reviewed on: 15th February 2021

Zopa Credit Card

Great Service, good process... Overall very happy with the Customer Service Reviewed on: 15th February 2021

Great card

This card is really good it gives you all the information you need it pings and shows what you've spent and where,you easily keep on track Reviewed on: 15th February 2021

Terrible customer service

I took a credit card and for one month it was blocks and staff keep telling me they are not sure why and that I should provide ID buy even after sending ID card remains blocked. Disappointed Reviewed on: 15th February 2021

Very easy and clear.

I couldn't ask for a better company for a credit card, zopa is clear and easy and the customer service is top notch can't recommend enough. Reviewed on: 15th February 2021

Easy, efficient and smooth

Zopa was easy, efficient and very smooth to sign up to. The app makes it easily accessible at all times meaning I can keep track of my spending at the touch of a button , wherever I am! I love it! Well done Zopa! Reviewed on: 15th February 2021

Fantastic

Love this card as its the only card to give me a chance and help build my credit towards my mortgage. Reviewed on: 15th February 2021

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