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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Easy to use, good customer service

Zopa have been an excellent company to use for my credit builder credit card, the app is extremely easy to use, which is something I value. Reviewed on: 15th February 2021

Fine

Quick and straight forward credit card Reviewed on: 15th February 2021

Great help to me

Very understanding in all cases needed , would recommend too all my family and friends Reviewed on: 15th February 2021

Good card

Excellent company easy to deal with Reviewed on: 15th February 2021

Zopa is the best and and reliable

Zopa is a best and reliable bank ,it quick and easy to set up Reviewed on: 15th February 2021

Fantastic and easy to arrange

There was no messing. Easy to follow and very helpful when I needed help the most. Thanku Zopa Reviewed on: 15th February 2021

Excellent service

Fantastic service 1st class website so easy to use Reviewed on: 15th February 2021

Excellent Service

I have found Zopa to be great for managing your credit limit and having just the right amount of limit that I don’t go into debt. Reviewed on: 15th February 2021

Brilliant Service

I've not had any issues and when i did it was resolved on first call. very polite and friendly staff on the phone. Reviewed on: 15th February 2021

Fantastic company.

Extremely easy to apply and set everything up and simple to use app. Wish more company’s where as easy and pleasant to use as Zopa Reviewed on: 15th February 2021

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