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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Simple

Very simple and easily understandable app to use. Easy to find out balance. Simple set up to attach debit card to repay Reviewed on: 15th February 2021

The Best out of the bests

Zopa credit card is the best credit card I have ever come across. Keep up the good job! Reviewed on: 15th February 2021

Very good stuff

I didn't use it much but, I think is fine 7 Reviewed on: 15th February 2021

Efficient

Very easy to use. I can't fault it at all. Reviewed on: 15th February 2021

Easy to use, good customer service

Zopa have been an excellent company to use for my credit builder credit card, the app is extremely easy to use, which is something I value. Reviewed on: 15th February 2021

Fine

Quick and straight forward credit card Reviewed on: 15th February 2021

Great help to me

Very understanding in all cases needed , would recommend too all my family and friends Reviewed on: 15th February 2021

Good card

Excellent company easy to deal with Reviewed on: 15th February 2021

Zopa is the best and and reliable

Zopa is a best and reliable bank ,it quick and easy to set up Reviewed on: 15th February 2021

Fantastic and easy to arrange

There was no messing. Easy to follow and very helpful when I needed help the most. Thanku Zopa Reviewed on: 15th February 2021

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