Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Given a chance thank you

Zopa give me the chance to be respected credit goes to this company great app easy to navigate Reviewed on: 15th February 2021

Great card

Great service. Good rates. Easy to use app. Good all round! Reviewed on: 15th February 2021

Excellent

Very good apr % easy to apply easy app to add to your phone and very good lay out Reviewed on: 15th February 2021

Fab service

Always people online to help through live chats. Great communication and responsible lending. I love Zopa Reviewed on: 15th February 2021

Fab credit card

Low credit limit. Really easy to use app. Reviewed on: 15th February 2021

Friendly

Such an easy choice to make and so far very friendly and helpful with anything. App updates to my account make it easy to see where I am Reviewed on: 15th February 2021

Just simply brilliant

An amazing caring company amazing customer care superb Reviewed on: 15th February 2021

A helpful company with an honest approach

Happy with service from the start Reviewed on: 15th February 2021

Outstanding Customer Service

The application process was so simple, took a matter of minutes to have my account set up. Card arrived in 3 days, the app is excellent, and when I needed help regarding a transaction the customer care was fantastic, I would definitely recommend Zopa to friends, family and colleagues! Reviewed on: 15th February 2021

Style with a smile

Easy to join, great informative app and card is different in design which makes a change Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.20 from 19 reviews
Zero Credit Card
from Santander 4.21 from 21 reviews
Flex Purchase credit card
from Monzo 4.97 from 3171 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6585 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub