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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Easy to work with

Have had no problems with app or with card and is great don’t have to wait to see what you have spent Reviewed on: 15th February 2021

My experience

Very helpful ongoing communications and app very easy to use Reviewed on: 15th February 2021

seems less

great provider with excellent customer service. Reviewed on: 15th February 2021

Given a chance thank you

Zopa give me the chance to be respected credit goes to this company great app easy to navigate Reviewed on: 15th February 2021

Great card

Great service. Good rates. Easy to use app. Good all round! Reviewed on: 15th February 2021

Excellent

Very good apr % easy to apply easy app to add to your phone and very good lay out Reviewed on: 15th February 2021

Fab service

Always people online to help through live chats. Great communication and responsible lending. I love Zopa Reviewed on: 15th February 2021

Fab credit card

Low credit limit. Really easy to use app. Reviewed on: 15th February 2021

Friendly

Such an easy choice to make and so far very friendly and helpful with anything. App updates to my account make it easy to see where I am Reviewed on: 15th February 2021

Just simply brilliant

An amazing caring company amazing customer care superb Reviewed on: 15th February 2021

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