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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service

Fantastic service 1st class website so easy to use Reviewed on: 15th February 2021

Excellent Service

I have found Zopa to be great for managing your credit limit and having just the right amount of limit that I don’t go into debt. Reviewed on: 15th February 2021

Brilliant Service

I've not had any issues and when i did it was resolved on first call. very polite and friendly staff on the phone. Reviewed on: 15th February 2021

Fantastic company.

Extremely easy to apply and set everything up and simple to use app. Wish more company’s where as easy and pleasant to use as Zopa Reviewed on: 15th February 2021

Easy to work with

Have had no problems with app or with card and is great don’t have to wait to see what you have spent Reviewed on: 15th February 2021

My experience

Very helpful ongoing communications and app very easy to use Reviewed on: 15th February 2021

seems less

great provider with excellent customer service. Reviewed on: 15th February 2021

Given a chance thank you

Zopa give me the chance to be respected credit goes to this company great app easy to navigate Reviewed on: 15th February 2021

Great card

Great service. Good rates. Easy to use app. Good all round! Reviewed on: 15th February 2021

Excellent

Very good apr % easy to apply easy app to add to your phone and very good lay out Reviewed on: 15th February 2021

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