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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fab service

Always people online to help through live chats. Great communication and responsible lending. I love Zopa Reviewed on: 15th February 2021

Fab credit card

Low credit limit. Really easy to use app. Reviewed on: 15th February 2021

Friendly

Such an easy choice to make and so far very friendly and helpful with anything. App updates to my account make it easy to see where I am Reviewed on: 15th February 2021

Just simply brilliant

An amazing caring company amazing customer care superb Reviewed on: 15th February 2021

A helpful company with an honest approach

Happy with service from the start Reviewed on: 15th February 2021

Outstanding Customer Service

The application process was so simple, took a matter of minutes to have my account set up. Card arrived in 3 days, the app is excellent, and when I needed help regarding a transaction the customer care was fantastic, I would definitely recommend Zopa to friends, family and colleagues! Reviewed on: 15th February 2021

Style with a smile

Easy to join, great informative app and card is different in design which makes a change Reviewed on: 15th February 2021

Easy

The whole zopa experience is really easy, easy to apply, easy to set up, easy to use, Reviewed on: 15th February 2021

Amazingly good

The Zopa credit card account manager app is amazing, it’s easy to use and understand, plus my card arrived within 3 days!!! Bonus Reviewed on: 15th February 2021

Amazing up to date credit card

Such a smart Credit card! Quick and easy with extra features to help with spending etc! Reviewed on: 15th February 2021

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