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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

A helpful company with an honest approach

Happy with service from the start Reviewed on: 15th February 2021

Outstanding Customer Service

The application process was so simple, took a matter of minutes to have my account set up. Card arrived in 3 days, the app is excellent, and when I needed help regarding a transaction the customer care was fantastic, I would definitely recommend Zopa to friends, family and colleagues! Reviewed on: 15th February 2021

Style with a smile

Easy to join, great informative app and card is different in design which makes a change Reviewed on: 15th February 2021

Easy

The whole zopa experience is really easy, easy to apply, easy to set up, easy to use, Reviewed on: 15th February 2021

Amazingly good

The Zopa credit card account manager app is amazing, it’s easy to use and understand, plus my card arrived within 3 days!!! Bonus Reviewed on: 15th February 2021

Amazing up to date credit card

Such a smart Credit card! Quick and easy with extra features to help with spending etc! Reviewed on: 15th February 2021

Mrs p cameron

It was easy to apply even with bad credit, the app is brill and easy to use Reviewed on: 15th February 2021

Great, helpful & efficient!

Incredibly helpful company, very much recommend to family and friends. 10/10 Reviewed on: 15th February 2021

Zopa Legend

Really good service with simple and straightforward card. What more could you ask for Reviewed on: 15th February 2021

Excellent

Brilliant service very happy with the card and the online functionality. I find the app really easy to use, very clear T&C’s and most importantly fair Reviewed on: 15th February 2021

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