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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Mrs p cameron

It was easy to apply even with bad credit, the app is brill and easy to use Reviewed on: 15th February 2021

Great, helpful & efficient!

Incredibly helpful company, very much recommend to family and friends. 10/10 Reviewed on: 15th February 2021

Zopa Legend

Really good service with simple and straightforward card. What more could you ask for Reviewed on: 15th February 2021

Excellent

Brilliant service very happy with the card and the online functionality. I find the app really easy to use, very clear T&C’s and most importantly fair Reviewed on: 15th February 2021

Est card around

I had a bad credit rating but you still gave me a chance Reviewed on: 15th February 2021

get out of trouble card

real easy to do business with would recommend for upping your credit score 10 out of 10 Reviewed on: 15th February 2021

Amazing service

Great honest service, easy to use and a great app to keep you updated with all transactions and a fab add to Google pay option. Reviewed on: 15th February 2021

Simple and safe

You are always in full control, and are updated at every transaction, Brilliant,!! Reviewed on: 15th February 2021

Bank of the year

I can only praise Zopa for the way they treat their customers with respect and decency with which more banks could learn from Reviewed on: 15th February 2021

Great company willing to give people with bad credit history a chance to make a good credit future and that for me is fantastic

Great company with a personal centred image a credit card for everybody with the view to improve and promote reasonable lending Reviewed on: 15th February 2021

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