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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Est card around

I had a bad credit rating but you still gave me a chance Reviewed on: 15th February 2021

get out of trouble card

real easy to do business with would recommend for upping your credit score 10 out of 10 Reviewed on: 15th February 2021

Amazing service

Great honest service, easy to use and a great app to keep you updated with all transactions and a fab add to Google pay option. Reviewed on: 15th February 2021

Simple and safe

You are always in full control, and are updated at every transaction, Brilliant,!! Reviewed on: 15th February 2021

Bank of the year

I can only praise Zopa for the way they treat their customers with respect and decency with which more banks could learn from Reviewed on: 15th February 2021

Great company willing to give people with bad credit history a chance to make a good credit future and that for me is fantastic

Great company with a personal centred image a credit card for everybody with the view to improve and promote reasonable lending Reviewed on: 15th February 2021

Best purchase ever

It's a brilliant card to have so easy to apply for Reviewed on: 15th February 2021

Quick response and efficient

I Applied for a credit card, very efficient process and in minutes the decision was made, within days card arrived would recommend to anyone. Reviewed on: 15th February 2021

Excellent company

Very easy application excellent app and everything is very easy to use. Reviewed on: 15th February 2021

Amazing credit card

Literally the easiest, quickest way to have a credit card and simple app to use Reviewed on: 15th February 2021

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