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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

70% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Great company willing to give people with bad credit history a chance to make a good credit future and that for me is fantastic

Great company with a personal centred image a credit card for everybody with the view to improve and promote reasonable lending Reviewed on: 15th February 2021

Best purchase ever

It's a brilliant card to have so easy to apply for Reviewed on: 15th February 2021

Quick response and efficient

I Applied for a credit card, very efficient process and in minutes the decision was made, within days card arrived would recommend to anyone. Reviewed on: 15th February 2021

Excellent company

Very easy application excellent app and everything is very easy to use. Reviewed on: 15th February 2021

Amazing credit card

Literally the easiest, quickest way to have a credit card and simple app to use Reviewed on: 15th February 2021

Safe and professional

Applied throu my experian app... Quick decision... Fabulous app... Easy to understand.. Particularly like the txt they send after every purchase ensuring you don't go over your limit Reviewed on: 15th February 2021

Brilliant, would highly recommend

Brilliant service and when you pay it clears your balance straight away so you know it’s paid insteadly. Reviewed on: 15th February 2021

Amazing

Really would recommend easy to use and helps me build my rating Reviewed on: 15th February 2021

Great credit card

I took this credit card out as I needed to build my credit rating back up as it's not great. Fantastic and fast application service and received my card really quickly too. Accompanied by a super app that let's you do everything you need for your account and so easy to use. Reviewed on: 15th February 2021

Brilliant, very easy to use app

No hassle, easy to set up your account, and the app is very very easy Reviewed on: 15th February 2021

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