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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Safe and professional

Applied throu my experian app... Quick decision... Fabulous app... Easy to understand.. Particularly like the txt they send after every purchase ensuring you don't go over your limit Reviewed on: 15th February 2021

Brilliant, would highly recommend

Brilliant service and when you pay it clears your balance straight away so you know it’s paid insteadly. Reviewed on: 15th February 2021

Amazing

Really would recommend easy to use and helps me build my rating Reviewed on: 15th February 2021

Great credit card

I took this credit card out as I needed to build my credit rating back up as it's not great. Fantastic and fast application service and received my card really quickly too. Accompanied by a super app that let's you do everything you need for your account and so easy to use. Reviewed on: 15th February 2021

Brilliant, very easy to use app

No hassle, easy to set up your account, and the app is very very easy Reviewed on: 15th February 2021

The Best Buy far

Happy with everything and would recommend zopa to my friends and family Reviewed on: 15th February 2021

Excellent Credit Card

easy to apply and easy to use Reviewed on: 15th February 2021

Absolutely fantastic

Amazing service.Thank you for the service you give and I know my limitations.Once again Amazing service Reviewed on: 15th February 2021

Great responsible lender

I got this card last year and I can honestly say that they are great at communicating and making sure you are financially safe they review your account monthly making sure you are within your limits cannot wait for them to become a bank as I will definitely join them Reviewed on: 15th February 2021

Keeps you informed of what you have spent

Every time you use your card it tells you so you will know if it has been stolen Reviewed on: 15th February 2021

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