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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Reliable and informative

Although I haven't been a customer of zopa for long, I have found their service and app easy to use and informative, getting a amount spent and remaining balance alert after each use helps me stop from over spending. Reviewed on: 15th February 2021

Chance

Giving me the chance to rebuild after making mistakes with my spending Reviewed on: 15th February 2021

Magical

Best way to get that extra cash when needed and helps you manage your money and repayments easy Reviewed on: 15th February 2021

True and honest

Never a single problem with Zopa couldn't tell you what customer service is like because i have never needed them Reviewed on: 15th February 2021

Very friendly and convenient.

I looked at Zopa as I wanted to rebuild my credit history after a few bad decisions. They process was quick, easy, friendly and efficient. The app is great, it really helps me manage the relationship and money and has friendly reminders to help me keep on top of things. Would not hesitate to recommend. Reviewed on: 15th February 2021

Great starter card

The process was easy and it’s a great card, the app is easy to use and I recommend it Reviewed on: 15th February 2021

Perfect service

Zopa has provided perfect service since the initial application phase and has continued to be perfect throughout Reviewed on: 15th February 2021

Awesome!

Great card, easy to use app and easy replacements. Would definitely recommend to friends and family. Thank you! Reviewed on: 15th February 2021

Very good and fast service

Very friendly and quality service. High recommend. Reviewed on: 15th February 2021

Simple

Well laid out features on the app, highly recommend. Reviewed on: 15th February 2021

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