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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Chance

Giving me the chance to rebuild after making mistakes with my spending Reviewed on: 15th February 2021

Magical

Best way to get that extra cash when needed and helps you manage your money and repayments easy Reviewed on: 15th February 2021

True and honest

Never a single problem with Zopa couldn't tell you what customer service is like because i have never needed them Reviewed on: 15th February 2021

Very friendly and convenient.

I looked at Zopa as I wanted to rebuild my credit history after a few bad decisions. They process was quick, easy, friendly and efficient. The app is great, it really helps me manage the relationship and money and has friendly reminders to help me keep on top of things. Would not hesitate to recommend. Reviewed on: 15th February 2021

Great starter card

The process was easy and it’s a great card, the app is easy to use and I recommend it Reviewed on: 15th February 2021

Perfect service

Zopa has provided perfect service since the initial application phase and has continued to be perfect throughout Reviewed on: 15th February 2021

Awesome!

Great card, easy to use app and easy replacements. Would definitely recommend to friends and family. Thank you! Reviewed on: 15th February 2021

Very good and fast service

Very friendly and quality service. High recommend. Reviewed on: 15th February 2021

Simple

Well laid out features on the app, highly recommend. Reviewed on: 15th February 2021

Best Choice

So easy so amazing to use what's not to like? Reviewed on: 15th February 2021

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