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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Best Choice

So easy so amazing to use what's not to like? Reviewed on: 15th February 2021

Great all round service

From the application to the delivery and use of the card everything is so slick and easy on the app. I'm very happy that I chose Zopa as a way of improving my finances Reviewed on: 15th February 2021

Excellent card

Easy to use keeps you in control Reviewed on: 15th February 2021

Fantastic customer service

So easy to use the app and also to easy to contact by mobile plus fantastic customer service Reviewed on: 15th February 2021

I would highly recommend this credit card

This is my first credit card and find it so easy to use and the app is also easy to use. It is a great way to help build my credit score and has helped me manage my finances well. I am able to keep track of my purchases and gives me up to date balances. Payments are also easily done and has made me confident in using credit and managing it well. I am very pleased with this card and would highly recommend to anyone interested Reviewed on: 15th February 2021

Really good

Really easy an quick to sign up and the app is really easy to work Reviewed on: 15th February 2021

Simplicity at its best!

Really easy and very helpful to use. Kept up to date constantly with updates an sound advice. Reviewed on: 15th February 2021

Best one out there

So easy and by far the best out there Reviewed on: 15th February 2021

Quick and easy

Quick application process. Friendly, easy to use app. On point transactions, making it clearer to see money spent and available credit. Reviewed on: 15th February 2021

Appreciate everything

Great service so far. Fresh and innovative. Onwards to a prosperous future. Reviewed on: 15th February 2021

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