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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great starter card

The process was easy and it’s a great card, the app is easy to use and I recommend it Reviewed on: 15th February 2021

Perfect service

Zopa has provided perfect service since the initial application phase and has continued to be perfect throughout Reviewed on: 15th February 2021

Awesome!

Great card, easy to use app and easy replacements. Would definitely recommend to friends and family. Thank you! Reviewed on: 15th February 2021

Very good and fast service

Very friendly and quality service. High recommend. Reviewed on: 15th February 2021

Simple

Well laid out features on the app, highly recommend. Reviewed on: 15th February 2021

Best Choice

So easy so amazing to use what's not to like? Reviewed on: 15th February 2021

Great all round service

From the application to the delivery and use of the card everything is so slick and easy on the app. I'm very happy that I chose Zopa as a way of improving my finances Reviewed on: 15th February 2021

Excellent card

Easy to use keeps you in control Reviewed on: 15th February 2021

Fantastic customer service

So easy to use the app and also to easy to contact by mobile plus fantastic customer service Reviewed on: 15th February 2021

I would highly recommend this credit card

This is my first credit card and find it so easy to use and the app is also easy to use. It is a great way to help build my credit score and has helped me manage my finances well. I am able to keep track of my purchases and gives me up to date balances. Payments are also easily done and has made me confident in using credit and managing it well. I am very pleased with this card and would highly recommend to anyone interested Reviewed on: 15th February 2021

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