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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Really good

Really easy an quick to sign up and the app is really easy to work Reviewed on: 15th February 2021

Simplicity at its best!

Really easy and very helpful to use. Kept up to date constantly with updates an sound advice. Reviewed on: 15th February 2021

Best one out there

So easy and by far the best out there Reviewed on: 15th February 2021

Quick and easy

Quick application process. Friendly, easy to use app. On point transactions, making it clearer to see money spent and available credit. Reviewed on: 15th February 2021

Appreciate everything

Great service so far. Fresh and innovative. Onwards to a prosperous future. Reviewed on: 15th February 2021

Brilliant

Simple to apply, friendly and helpful team Reviewed on: 15th February 2021

Lavinia Dumitru

Very satisfied with this ZOPA card, thank you !! Reviewed on: 15th February 2021

Great service

Great app to follow and make payment Reviewed on: 15th February 2021

Great card

Great little card, easy to use. Has brilliant notification and payment clearing system..Very happy customer Reviewed on: 15th February 2021

Top Card

Quick, easy, great app, charges are reasonable, lots of good and no bad. Reviewed on: 15th February 2021

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