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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Brilliant

Simple to apply, friendly and helpful team Reviewed on: 15th February 2021

Lavinia Dumitru

Very satisfied with this ZOPA card, thank you !! Reviewed on: 15th February 2021

Great service

Great app to follow and make payment Reviewed on: 15th February 2021

Great card

Great little card, easy to use. Has brilliant notification and payment clearing system..Very happy customer Reviewed on: 15th February 2021

Top Card

Quick, easy, great app, charges are reasonable, lots of good and no bad. Reviewed on: 15th February 2021

All you need!

Amazing customer service, so easy to apply, so easy to make payments and keep track of your account. Recommended to all my friends and family. Reviewed on: 15th February 2021

Wonderful

It was so easy quick and simple the card arrived quick and everything is very clear...I have not had any issues with Zopa...fantastic card I've ever had Reviewed on: 15th February 2021

Brilliant banking

Have been very impressed with this bank and having all spending sent by message every time you use your card keeping me updated on all fronts Reviewed on: 15th February 2021

10/10 FANTASTIC BANK

I love Zopa the app is so easy to use it can help you keep control of what you’re spending and you can pay your monthly bill safe and easy like that I get a statement and it’s easy to see online the security is excellent, easy to follow instructions to find information you need also it’s great I get a text when my payments are due all In all 10/10 i would definitely recommend to family and friends Reviewed on: 15th February 2021

Easy and friendly set-up, modern app with easy use!

Recently received my credit card through Zopa, which I am very impressed with how easy it was to set up! Credit cards and banking are always daunting to some people including myself but zopa was anything but daunting! Would strongly recommend to anyone who is new credit cards or banking in general! Everything you need and very simple to use! Looking to build my credit for our first home and the process was quick and welcoming! Reviewed on: 15th February 2021

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