Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

10/10 FANTASTIC BANK

I love Zopa the app is so easy to use it can help you keep control of what you’re spending and you can pay your monthly bill safe and easy like that I get a statement and it’s easy to see online the security is excellent, easy to follow instructions to find information you need also it’s great I get a text when my payments are due all In all 10/10 i would definitely recommend to family and friends Reviewed on: 15th February 2021

Easy and friendly set-up, modern app with easy use!

Recently received my credit card through Zopa, which I am very impressed with how easy it was to set up! Credit cards and banking are always daunting to some people including myself but zopa was anything but daunting! Would strongly recommend to anyone who is new credit cards or banking in general! Everything you need and very simple to use! Looking to build my credit for our first home and the process was quick and welcoming! Reviewed on: 15th February 2021

Great card

Application easy so quick. App easy to use . Reviewed on: 15th February 2021

Very plessed with my Zopa account

Very happy with this card. I have downloaded their app and its so easy to use. I can pay money in to my account and if I am not sure of my balance just use the app. Reviewed on: 15th February 2021

Super service credit card provider

Fantastic and friendly service recommended for any customers Reviewed on: 15th February 2021

Easy and straightforward

Great card easy and straightforward great app with updates Reviewed on: 15th February 2021

Amazing

Fab app, fab card for people with poor credit files, really easy set up just fantastic customer service nothing is too big always there to help a problem can always be solved truly amazing would definitely recommend Reviewed on: 15th February 2021

Very recommended and very helpful to build my credit also no hassle to use

Had a very good experience so far. I get informed about my account to stay in control and manage my money properly. Reviewed on: 15th February 2021

Best by far

Omg I cannot tell you how great this company is. Reviewed on: 15th February 2021

Friendly and supportive

Staff are friendly and helpful. Overall, great service and would recommend! Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.78 from 19912 reviews
Credit Builder
from Chime 0.00 from 0 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6584 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub