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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great all round service

From the application to the delivery and use of the card everything is so slick and easy on the app. I'm very happy that I chose Zopa as a way of improving my finances Reviewed on: 15th February 2021

Excellent card

Easy to use keeps you in control Reviewed on: 15th February 2021

Fantastic customer service

So easy to use the app and also to easy to contact by mobile plus fantastic customer service Reviewed on: 15th February 2021

I would highly recommend this credit card

This is my first credit card and find it so easy to use and the app is also easy to use. It is a great way to help build my credit score and has helped me manage my finances well. I am able to keep track of my purchases and gives me up to date balances. Payments are also easily done and has made me confident in using credit and managing it well. I am very pleased with this card and would highly recommend to anyone interested Reviewed on: 15th February 2021

Really good

Really easy an quick to sign up and the app is really easy to work Reviewed on: 15th February 2021

Simplicity at its best!

Really easy and very helpful to use. Kept up to date constantly with updates an sound advice. Reviewed on: 15th February 2021

Best one out there

So easy and by far the best out there Reviewed on: 15th February 2021

Quick and easy

Quick application process. Friendly, easy to use app. On point transactions, making it clearer to see money spent and available credit. Reviewed on: 15th February 2021

Appreciate everything

Great service so far. Fresh and innovative. Onwards to a prosperous future. Reviewed on: 15th February 2021

Brilliant

Simple to apply, friendly and helpful team Reviewed on: 15th February 2021

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