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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44350)

All you need!

5
Amazing customer service, so easy to apply, so easy to make payments and keep track of your account. Recommended to all my friends and family. Reviewed on: 15th February 2021
Jayjay784's avatar
Jayjay784

Wonderful

5
It was so easy quick and simple the card arrived quick and everything is very clear...I have not had any issues with Zopa...fantastic card I've ever had Reviewed on: 15th February 2021
RoyAmyes's avatar
RoyAmyes

Brilliant banking

5
Have been very impressed with this bank and having all spending sent by message every time you use your card keeping me updated on all fronts Reviewed on: 15th February 2021
Annamarie 's avatar
Annamarie

10/10 FANTASTIC BANK

5
I love Zopa the app is so easy to use it can help you keep control of what you’re spending and you can pay your monthly bill safe and easy like that I get a statement and it’s easy to see online the security is excellent, easy to follow instructions to find information you need also it’s great I get a text when my payments are due all In all 10/10 i would definitely recommend to family and friends Reviewed on: 15th February 2021
Debs's avatar
Debs

Easy and friendly set-up, modern app with easy use!

5
Recently received my credit card through Zopa, which I am very impressed with how easy it was to set up! Credit cards and banking are always daunting to some people including myself but zopa was anything but daunting! Would strongly recommend to anyone who is new credit cards or banking in general! Everything you need and very simple to use! Looking to build my credit for our first home and the process was quick and welcoming! Reviewed on: 15th February 2021
James Griffiths's avatar
James Griffiths

Great card

5
Application easy so quick. App easy to use . Reviewed on: 15th February 2021
Greg's avatar
Greg

Very plessed with my Zopa account

5
Very happy with this card. I have downloaded their app and its so easy to use. I can pay money in to my account and if I am not sure of my balance just use the app. Reviewed on: 15th February 2021
Fran1311's avatar
Fran1311

Super service credit card provider

5
Fantastic and friendly service recommended for any customers Reviewed on: 15th February 2021
RAjiharan's avatar
RAjiharan

Easy and straightforward

5
Great card easy and straightforward great app with updates Reviewed on: 15th February 2021
paul.r.hook@gmail.com's avatar
[email protected]

Amazing

5
Fab app, fab card for people with poor credit files, really easy set up just fantastic customer service nothing is too big always there to help a problem can always be solved truly amazing would definitely recommend Reviewed on: 15th February 2021
corinne_wilson@hotmail.co.uk's avatar
[email protected]

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