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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very plessed with my Zopa account

Very happy with this card. I have downloaded their app and its so easy to use. I can pay money in to my account and if I am not sure of my balance just use the app. Reviewed on: 15th February 2021

Super service credit card provider

Fantastic and friendly service recommended for any customers Reviewed on: 15th February 2021

Easy and straightforward

Great card easy and straightforward great app with updates Reviewed on: 15th February 2021

Amazing

Fab app, fab card for people with poor credit files, really easy set up just fantastic customer service nothing is too big always there to help a problem can always be solved truly amazing would definitely recommend Reviewed on: 15th February 2021

Very recommended and very helpful to build my credit also no hassle to use

Had a very good experience so far. I get informed about my account to stay in control and manage my money properly. Reviewed on: 15th February 2021

Best by far

Omg I cannot tell you how great this company is. Reviewed on: 15th February 2021

Friendly and supportive

Staff are friendly and helpful. Overall, great service and would recommend! Reviewed on: 15th February 2021

Credit card

Very good credit card. I liked this product Reviewed on: 15th February 2021

Brilliant

All good superb very quick service app is simple to use Reviewed on: 15th February 2021

Hassle Free Credit

I was invited to apply for Zopa through Experian and was a little cautious as I'd never heard of them before. However, the application process was so easy, the card arrived very quickly and the app is fantastic. They send notifications every time I use the card, and managing my credit/making payments is so easy. Reviewed on: 15th February 2021

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