Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Very recommended and very helpful to build my credit also no hassle to use

Had a very good experience so far. I get informed about my account to stay in control and manage my money properly. Reviewed on: 15th February 2021

Best by far

Omg I cannot tell you how great this company is. Reviewed on: 15th February 2021

Friendly and supportive

Staff are friendly and helpful. Overall, great service and would recommend! Reviewed on: 15th February 2021

Credit card

Very good credit card. I liked this product Reviewed on: 15th February 2021

Brilliant

All good superb very quick service app is simple to use Reviewed on: 15th February 2021

Hassle Free Credit

I was invited to apply for Zopa through Experian and was a little cautious as I'd never heard of them before. However, the application process was so easy, the card arrived very quickly and the app is fantastic. They send notifications every time I use the card, and managing my credit/making payments is so easy. Reviewed on: 15th February 2021

Nice and easy

Easy to apply and easy to use app. Impressive experience all round. Reviewed on: 15th February 2021

Brilliantly simple

So easy to apply, get decision straight away. So easy to use and keep track of spending, balance and payment history all on an app. Reviewed on: 15th February 2021

Hassle Free

Zopa is a hassle free credit card, everything is done online from the application and the app to view your balance. Zopa has some nice features like setting a Safety Net to not exceed your spending and managing your Auto Pay. All in all a great card to add to your wallet. Reviewed on: 15th February 2021

Mr

Excellent service I recommend use this credit card Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Fluid Credit Card
from NewDay 3.69 from 105 reviews
Credit Card
from Tymit 4.62 from 155 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub