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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Hassle Free Credit

I was invited to apply for Zopa through Experian and was a little cautious as I'd never heard of them before. However, the application process was so easy, the card arrived very quickly and the app is fantastic. They send notifications every time I use the card, and managing my credit/making payments is so easy. Reviewed on: 15th February 2021

Nice and easy

Easy to apply and easy to use app. Impressive experience all round. Reviewed on: 15th February 2021

Brilliantly simple

So easy to apply, get decision straight away. So easy to use and keep track of spending, balance and payment history all on an app. Reviewed on: 15th February 2021

Hassle Free

Zopa is a hassle free credit card, everything is done online from the application and the app to view your balance. Zopa has some nice features like setting a Safety Net to not exceed your spending and managing your Auto Pay. All in all a great card to add to your wallet. Reviewed on: 15th February 2021

Mr

Excellent service I recommend use this credit card Reviewed on: 15th February 2021

Very professional

Easy to deal with and very professional. Reviewed on: 15th February 2021

Amazing

Great credit card company and good customer service. Reviewed on: 15th February 2021

I'm really impressed!

I love my new credit card! It is easy to use. Zopa have a fantastic app. All contact has been really simple. Everything you want from a credit card. Reviewed on: 15th February 2021

Brilliant communication

Very easy to apply for,thoroughly explained terms and conditions etc.Constant communication when use the card,always someone to contact for help Reviewed on: 15th February 2021

I am enjoy this service

I will highly recommend this website to friend Reviewed on: 15th February 2021

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