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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Very understanding and easy to work

I find them easy to work with and the app is good to and good rates for this kind of card Reviewed on: 15th February 2021

Smarter way to use money

The experience so far with Zopa has been great! Easy to use, I love the safety net feature and the fact I am sent w text updating me with the spending details. I would recommend this card to family and friends Reviewed on: 15th February 2021

Really good

Quick and easy application quick decision A star Reviewed on: 15th February 2021

Great new credit card

Easy to use app and great layout can falter the design or engineering card is cool too Reviewed on: 15th February 2021

Hassle free

So easy to use , notifications every time you use so so easy to use and manage . 100% hassle free Reviewed on: 15th February 2021

Great product

I was accepted for this card and it has helped me to start building my credit file back up. It gave me light in my tunnel towards being back in the right path with my finances and the app is great as tells you where you spend and how to improve your rating a**** Reviewed on: 15th February 2021

Best card ever!!!

It's easy to use and perfect app....best ever!!! Reviewed on: 15th February 2021

Where have you been?

Found Zopa at a much needed time just wondering where you’ve been all this time? 5 stars Reviewed on: 15th February 2021

Control you're finance

I love the fact I can control my finances and see what I spend and were I spend it.using the zopa app Reviewed on: 15th February 2021

Refreshing

When you’re struggling and need a straight forward company that makes everything easy with a excellent app and a breath of fresh air Reviewed on: 15th February 2021

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