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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Nice and easy

Easy to apply and easy to use app. Impressive experience all round. Reviewed on: 15th February 2021

Brilliantly simple

So easy to apply, get decision straight away. So easy to use and keep track of spending, balance and payment history all on an app. Reviewed on: 15th February 2021

Hassle Free

Zopa is a hassle free credit card, everything is done online from the application and the app to view your balance. Zopa has some nice features like setting a Safety Net to not exceed your spending and managing your Auto Pay. All in all a great card to add to your wallet. Reviewed on: 15th February 2021

Mr

Excellent service I recommend use this credit card Reviewed on: 15th February 2021

Very professional

Easy to deal with and very professional. Reviewed on: 15th February 2021

Amazing

Great credit card company and good customer service. Reviewed on: 15th February 2021

I'm really impressed!

I love my new credit card! It is easy to use. Zopa have a fantastic app. All contact has been really simple. Everything you want from a credit card. Reviewed on: 15th February 2021

Brilliant communication

Very easy to apply for,thoroughly explained terms and conditions etc.Constant communication when use the card,always someone to contact for help Reviewed on: 15th February 2021

I am enjoy this service

I will highly recommend this website to friend Reviewed on: 15th February 2021

Easy to use

Easy to use app can see what you have spent and where Reviewed on: 15th February 2021

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