Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Easy to use

Easy to use app can see what you have spent and where Reviewed on: 15th February 2021

Bang on

New customer first impressions first class Reviewed on: 15th February 2021

Simple and effective

Very simple application process. A very simple and easy to use app to manage your credit card Reviewed on: 15th February 2021

Great provider

Excellent great providers my credit card comes in handy Reviewed on: 15th February 2021

Excellent service

Excellent service provided by zopa so easy and straight forward. Will certainly recommend to friends Reviewed on: 15th February 2021

5 star

Helpful, easy to understand. App is excellent. Giving people a chance- Even in these uncertain times. A human touch for a change Reviewed on: 15th February 2021

Easy to deal with

So nice to speak to a person. Excellent customer experience Reviewed on: 15th February 2021

Great easy to use no frills card

I've had no problem using this card easy set up Reviewed on: 15th February 2021

Very understanding and easy to work

I find them easy to work with and the app is good to and good rates for this kind of card Reviewed on: 15th February 2021

Smarter way to use money

The experience so far with Zopa has been great! Easy to use, I love the safety net feature and the fact I am sent w text updating me with the spending details. I would recommend this card to family and friends Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.35 from 595 reviews
Platinum Credit Card
from Lloyds Bank 4.19 from 56 reviews
Clarity credit card
from Halifax 3.99 from 268 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub