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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Bang on

New customer first impressions first class Reviewed on: 15th February 2021

Simple and effective

Very simple application process. A very simple and easy to use app to manage your credit card Reviewed on: 15th February 2021

Great provider

Excellent great providers my credit card comes in handy Reviewed on: 15th February 2021

Excellent service

Excellent service provided by zopa so easy and straight forward. Will certainly recommend to friends Reviewed on: 15th February 2021

5 star

Helpful, easy to understand. App is excellent. Giving people a chance- Even in these uncertain times. A human touch for a change Reviewed on: 15th February 2021

Easy to deal with

So nice to speak to a person. Excellent customer experience Reviewed on: 15th February 2021

Great easy to use no frills card

I've had no problem using this card easy set up Reviewed on: 15th February 2021

Very understanding and easy to work

I find them easy to work with and the app is good to and good rates for this kind of card Reviewed on: 15th February 2021

Smarter way to use money

The experience so far with Zopa has been great! Easy to use, I love the safety net feature and the fact I am sent w text updating me with the spending details. I would recommend this card to family and friends Reviewed on: 15th February 2021

Really good

Quick and easy application quick decision A star Reviewed on: 15th February 2021

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