Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

5 star

Helpful, easy to understand. App is excellent. Giving people a chance- Even in these uncertain times. A human touch for a change Reviewed on: 15th February 2021

Easy to deal with

So nice to speak to a person. Excellent customer experience Reviewed on: 15th February 2021

Great easy to use no frills card

I've had no problem using this card easy set up Reviewed on: 15th February 2021

Very understanding and easy to work

I find them easy to work with and the app is good to and good rates for this kind of card Reviewed on: 15th February 2021

Smarter way to use money

The experience so far with Zopa has been great! Easy to use, I love the safety net feature and the fact I am sent w text updating me with the spending details. I would recommend this card to family and friends Reviewed on: 15th February 2021

Really good

Quick and easy application quick decision A star Reviewed on: 15th February 2021

Great new credit card

Easy to use app and great layout can falter the design or engineering card is cool too Reviewed on: 15th February 2021

Hassle free

So easy to use , notifications every time you use so so easy to use and manage . 100% hassle free Reviewed on: 15th February 2021

Great product

I was accepted for this card and it has helped me to start building my credit file back up. It gave me light in my tunnel towards being back in the right path with my finances and the app is great as tells you where you spend and how to improve your rating a**** Reviewed on: 15th February 2021

Best card ever!!!

It's easy to use and perfect app....best ever!!! Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.41 from 18 reviews
Nectar Credit Card
from American Express 3.32 from 14 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub