Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

View other Zopa products

4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Good card and easy to use App

Good security features, easy to navigate app and good APR for newbies. Reviewed on: 15th February 2021

Amazing

So easy and convenient to use, and the app has been a joy to use as well. Reviewed on: 15th February 2021

Best

Very good review I like this very happy Reviewed on: 15th February 2021

Simply the best

Great all round card and service Reviewed on: 15th February 2021

Great service

Very good service from a professional team Reviewed on: 15th February 2021

Quick and easy application

Quick and easy application arrived in a few days and the app is great to keep you in control of your balance Reviewed on: 15th February 2021

Its a great credit card

Perfect would recommend it to anyone Reviewed on: 15th February 2021

Very reliable source for money

My card has came in very useful at short notice when required. Reviewed on: 15th February 2021

Convinent

Good service to build up credit and very easy to use Reviewed on: 15th February 2021

Great card

I know immediately what I have spent and how much I have left to spend. Thank you Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Halifax 3.48 from 19 reviews
American Express Credit Card
from American Express 3.28 from 107 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub