Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Where have you been?

Found Zopa at a much needed time just wondering where you’ve been all this time? 5 stars Reviewed on: 15th February 2021

Control you're finance

I love the fact I can control my finances and see what I spend and were I spend it.using the zopa app Reviewed on: 15th February 2021

Refreshing

When you’re struggling and need a straight forward company that makes everything easy with a excellent app and a breath of fresh air Reviewed on: 15th February 2021

Very easy to use and to pay

Not much but I'm happy with zopa Reviewed on: 15th February 2021

Best credit card

Recommended to me by clear score very happy Reviewed on: 15th February 2021

Good card and easy to use App

Good security features, easy to navigate app and good APR for newbies. Reviewed on: 15th February 2021

Amazing

So easy and convenient to use, and the app has been a joy to use as well. Reviewed on: 15th February 2021

Best

Very good review I like this very happy Reviewed on: 15th February 2021

Simply the best

Great all round card and service Reviewed on: 15th February 2021

Great service

Very good service from a professional team Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from Sainsburys Bank 3.63 from 97 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub