Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great new credit card

Easy to use app and great layout can falter the design or engineering card is cool too Reviewed on: 15th February 2021

Hassle free

So easy to use , notifications every time you use so so easy to use and manage . 100% hassle free Reviewed on: 15th February 2021

Great product

I was accepted for this card and it has helped me to start building my credit file back up. It gave me light in my tunnel towards being back in the right path with my finances and the app is great as tells you where you spend and how to improve your rating a**** Reviewed on: 15th February 2021

Best card ever!!!

It's easy to use and perfect app....best ever!!! Reviewed on: 15th February 2021

Where have you been?

Found Zopa at a much needed time just wondering where you’ve been all this time? 5 stars Reviewed on: 15th February 2021

Control you're finance

I love the fact I can control my finances and see what I spend and were I spend it.using the zopa app Reviewed on: 15th February 2021

Refreshing

When you’re struggling and need a straight forward company that makes everything easy with a excellent app and a breath of fresh air Reviewed on: 15th February 2021

Very easy to use and to pay

Not much but I'm happy with zopa Reviewed on: 15th February 2021

Best credit card

Recommended to me by clear score very happy Reviewed on: 15th February 2021

Good card and easy to use App

Good security features, easy to navigate app and good APR for newbies. Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews
Bip Credit Card
from NewDay 4.80 from 2286 reviews
Platinum Credit Card
from Lloyds Bank 4.22 from 57 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub