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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Zopa credit card

Excellent service and great value I would recommend zopa to my friends Reviewed on: 15th February 2021

Good product

Good service and product to build credit Reviewed on: 15th February 2021

Great

Not had it long. Very easy to use. Reviewed on: 15th February 2021

Great credit card company

Fast, reliable, competitive great wedsite easy to use Reviewed on: 15th February 2021

Awesome

Fast ,friendly efficient service Reviewed on: 15th February 2021

So easy to apply

This credit card was so easy to apply for. Quick decision too. App is simple to use to keep on track. Reviewed on: 15th February 2021

Fast, efficient and nice to have hope again!

I am rebuilding my credit and it is lovely to have an institution that is giving me a chance. It is a fast, easy application with a sensible credit limit. Good updating information as you spend, keeping you totally aware of your limit. Highly recommended. Reviewed on: 15th February 2021

Wow!!!

Really quick and easy process! No fuss! No hassle! Very well planned out! Couldn’t ask for more, would recommend to EVERYONE!! Thank you Reviewed on: 15th February 2021

Great service

So easy to use with the app on my phone, pay, use and adjust Reviewed on: 15th February 2021

Fantastic flexible approach

Great to build back your credit Reviewed on: 15th February 2021

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