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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Quick and easy application

Quick and easy application arrived in a few days and the app is great to keep you in control of your balance Reviewed on: 15th February 2021

Its a great credit card

Perfect would recommend it to anyone Reviewed on: 15th February 2021

Very reliable source for money

My card has came in very useful at short notice when required. Reviewed on: 15th February 2021

Convinent

Good service to build up credit and very easy to use Reviewed on: 15th February 2021

Great card

I know immediately what I have spent and how much I have left to spend. Thank you Reviewed on: 15th February 2021

Happy with the workings of the card.

Have had no hassle in using this card in any shops. Reviewed on: 15th February 2021

Zopa credit card

Excellent service and great value I would recommend zopa to my friends Reviewed on: 15th February 2021

Good product

Good service and product to build credit Reviewed on: 15th February 2021

Great

Not had it long. Very easy to use. Reviewed on: 15th February 2021

Great credit card company

Fast, reliable, competitive great wedsite easy to use Reviewed on: 15th February 2021

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