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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing

So easy and convenient to use, and the app has been a joy to use as well. Reviewed on: 15th February 2021

Best

Very good review I like this very happy Reviewed on: 15th February 2021

Simply the best

Great all round card and service Reviewed on: 15th February 2021

Great service

Very good service from a professional team Reviewed on: 15th February 2021

Quick and easy application

Quick and easy application arrived in a few days and the app is great to keep you in control of your balance Reviewed on: 15th February 2021

Its a great credit card

Perfect would recommend it to anyone Reviewed on: 15th February 2021

Very reliable source for money

My card has came in very useful at short notice when required. Reviewed on: 15th February 2021

Convinent

Good service to build up credit and very easy to use Reviewed on: 15th February 2021

Great card

I know immediately what I have spent and how much I have left to spend. Thank you Reviewed on: 15th February 2021

Happy with the workings of the card.

Have had no hassle in using this card in any shops. Reviewed on: 15th February 2021

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