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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Awesome

Fast ,friendly efficient service Reviewed on: 15th February 2021

So easy to apply

This credit card was so easy to apply for. Quick decision too. App is simple to use to keep on track. Reviewed on: 15th February 2021

Fast, efficient and nice to have hope again!

I am rebuilding my credit and it is lovely to have an institution that is giving me a chance. It is a fast, easy application with a sensible credit limit. Good updating information as you spend, keeping you totally aware of your limit. Highly recommended. Reviewed on: 15th February 2021

Wow!!!

Really quick and easy process! No fuss! No hassle! Very well planned out! Couldn’t ask for more, would recommend to EVERYONE!! Thank you Reviewed on: 15th February 2021

Great service

So easy to use with the app on my phone, pay, use and adjust Reviewed on: 15th February 2021

Fantastic flexible approach

Great to build back your credit Reviewed on: 15th February 2021

Good card

Really good card for building up a credit score Reviewed on: 15th February 2021

Great app and card

Great features and ui on the app and the card itself looks good and carried a reasonable interest rate. Reviewed on: 15th February 2021

Simple and Easy

Simple and easy application and same service once you have your card. Would defo recommend Reviewed on: 15th February 2021

Excellent

Would highly recommend very user friendly Reviewed on: 15th February 2021

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