Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Zopa credit card

Excellent service and great value I would recommend zopa to my friends Reviewed on: 15th February 2021

Good product

Good service and product to build credit Reviewed on: 15th February 2021

Great

Not had it long. Very easy to use. Reviewed on: 15th February 2021

Great credit card company

Fast, reliable, competitive great wedsite easy to use Reviewed on: 15th February 2021

Awesome

Fast ,friendly efficient service Reviewed on: 15th February 2021

So easy to apply

This credit card was so easy to apply for. Quick decision too. App is simple to use to keep on track. Reviewed on: 15th February 2021

Fast, efficient and nice to have hope again!

I am rebuilding my credit and it is lovely to have an institution that is giving me a chance. It is a fast, easy application with a sensible credit limit. Good updating information as you spend, keeping you totally aware of your limit. Highly recommended. Reviewed on: 15th February 2021

Wow!!!

Really quick and easy process! No fuss! No hassle! Very well planned out! Couldn’t ask for more, would recommend to EVERYONE!! Thank you Reviewed on: 15th February 2021

Great service

So easy to use with the app on my phone, pay, use and adjust Reviewed on: 15th February 2021

Fantastic flexible approach

Great to build back your credit Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 3.45 from 129 reviews
Flex Purchase credit card
from Monzo 4.90 from 3189 reviews
Student Credit Card
from NatWest 4.19 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub