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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,345 reviews, last reviewed 31st May 2026
65% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44345)

Fantastic flexible approach

5
Great to build back your credit Reviewed on: 15th February 2021
simon hutchinson's avatar
simon hutchinson

Good card

5
Really good card for building up a credit score Reviewed on: 15th February 2021
Sheryl's avatar
Sheryl

Great app and card

5
Great features and ui on the app and the card itself looks good and carried a reasonable interest rate. Reviewed on: 15th February 2021
Serdar's avatar
Serdar

Simple and Easy

5
Simple and easy application and same service once you have your card. Would defo recommend Reviewed on: 15th February 2021
jmilburn1987's avatar
jmilburn1987

Excellent

5
Would highly recommend very user friendly Reviewed on: 15th February 2021
banter87@googlemail.com's avatar
[email protected]

Great service

4
Quick and easy application and great customer service Reviewed on: 15th February 2021
Roy Broadhurst 's avatar
Roy Broadhurst

Great service

4
No issues no problems easy to use and set up Reviewed on: 15th February 2021
Matt's avatar
Matt

A great and easy card

5
An easy to use card aswel app that's sums it up .. Reviewed on: 15th February 2021
Gary kinging's avatar
Gary kinging

Brilliant

5
Recommend to all. Great credit card company Reviewed on: 15th February 2021
Denise 's avatar
Denise

Quick, Easy, Hassle Free

5
So far everything has been quick and simple and been 100% hassle free. App is user friendly and has all the features you're likely to need. Great idea to get your pin via the app when you activate your card as well. No having to wait for a seperate later with it on. Reviewed on: 15th February 2021
Alex's avatar
Alex

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