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Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44350)

Great service

4
Quick and easy application and great customer service Reviewed on: 15th February 2021

Great service

4
No issues no problems easy to use and set up Reviewed on: 15th February 2021

A great and easy card

5
An easy to use card aswel app that's sums it up .. Reviewed on: 15th February 2021

Brilliant

5
Recommend to all. Great credit card company Reviewed on: 15th February 2021

Quick, Easy, Hassle Free

5
So far everything has been quick and simple and been 100% hassle free. App is user friendly and has all the features you're likely to need. Great idea to get your pin via the app when you activate your card as well. No having to wait for a seperate later with it on. Reviewed on: 15th February 2021

Manager

5
It was very easy and quick to apply and card was with me very soon Reviewed on: 15th February 2021

Great company

5
So easy to set up app with simple instructions Great friendly service Would highly recommend zoopa Reviewed on: 15th February 2021

Great service

5
Easy to apply for No jargon, staff always there to speak to Reviewed on: 15th February 2021

Excellent service. Very helpful

5
I have not actually used my credit card yet. The delivery and service was excellent. I will be using it in the near future. Reviewed on: 15th February 2021

Mr

5
I’m so happy about the Zopa is fantastic Reviewed on: 15th February 2021

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