Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Great company

5
So easy to set up app with simple instructions Great friendly service Would highly recommend zoopa Reviewed on: 15th February 2021

Great service

5
Easy to apply for No jargon, staff always there to speak to Reviewed on: 15th February 2021

Excellent service. Very helpful

5
I have not actually used my credit card yet. The delivery and service was excellent. I will be using it in the near future. Reviewed on: 15th February 2021

Mr

5
I’m so happy about the Zopa is fantastic Reviewed on: 15th February 2021

Zopa is great!

5
Fab company. Easy to apply for and card arrived super quick. The app is fantastic and very easy to use. 5 stars! Will recommend to everyone! Reviewed on: 15th February 2021

Easy to use, simple and straightforward

5
Nice and easy to use, no hassle and no issue. Recommended Reviewed on: 15th February 2021

So easy to deal with

5
My experience with Zopa was so easy to set up had no problems recommended to my friends and family excellent Reviewed on: 15th February 2021

No

5
Reviewed on: 15th February 2021

Great Provider!! Super Fast Delivery!!

5
Fast & Relaible credit card provider. Great Service!! Thank You ZOPA Reviewed on: 15th February 2021

Refreshingly helpfull

5
Unfortunately i found myself in the unfortunate situation of an iva .zopa have given me another chance at possibly having a half descent credit score thanks to zopa i can look foreard to having some sort of financially normal life after my iva and the easy to understand way zopa operate it gives confidence back to the financial system i would 100% Recommend zopa to any1 Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products