Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

View other Zopa products

4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Great card issuer

So far my experience has been exceptional Reviewed on: 15th February 2021

Top drawer service

Very easy to set up, and deal with and all information available it’s easy enough to understand Reviewed on: 15th February 2021

Great company highly rated

No problems easy as 1 2 3 and great to understand there payment systems the app is great simple and precise Reviewed on: 15th February 2021

Great service

Swift, professional and always an incredibly helpful person on the end of the phone. Reviewed on: 15th February 2021

Easy to use

Easy to talk to very friendly and polite Reviewed on: 15th February 2021

Excellent service

From start to finish their customer service is impeccable. Reviewed on: 15th February 2021

Easily manageable through the App

The app is so easy to use and keep an eye on your expenditure and also to make payments on time. Reviewed on: 15th February 2021

Great credit builder card

My credit history was bad, but with my zopa credit card it's on the up. The app is a great way to manage my account, and I get alerts when I spend to show me my balance. Thanks zopa for helping me to get myself back on track. Reviewed on: 15th February 2021

Very easy to use

The app is very easy to use making easy to stay in control. Reviewed on: 15th February 2021

Fantastic

I got excepted . It was fast and i have no complaints at all. Truly brilliant Reviewed on: 15th February 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.17 from 55 reviews
Everyday credit cards
from Lloyds Bank 3.91 from 67 reviews
Purchase credit cards
from MBNA 2.83 from 196 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Current account
from Zopa 4.93 from 6575 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub