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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

65% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

Refreshingly helpfull

Unfortunately i found myself in the unfortunate situation of an iva .zopa have given me another chance at possibly having a half descent credit score thanks to zopa i can look foreard to having some sort of financially normal life after my iva and the easy to understand way zopa operate it gives confidence back to the financial system i would 100% Recommend zopa to any1 Reviewed on: 15th February 2021

Fabulous Zopa

I love the way it informs you of your balance everytime you make a transaction...good idea ...and the app is so easy to use ...no jargon. Reviewed on: 15th February 2021

Brilliant

Amazing, never had any issues and one hundred percent reliable. Reviewed on: 15th February 2021

Fantastic

Easy application, mobile app is fantastic. Highly recommend Reviewed on: 15th February 2021

Easy

I found easy to join and the website is easy . So all together easy easy peasy Reviewed on: 15th February 2021

Easy to spend

Easy to use and services are good Reviewed on: 15th February 2021

Amazing

So easy to use. I use it as a company credit card. So easy to match receipts with credit card spend. Reviewed on: 15th February 2021

Simple to use

I love this banks app because it is very easy to use. It informs you how much you spend immediately which is good Reviewed on: 15th February 2021

Very easy and helpful to use

Great and very easy to apply and use Reviewed on: 15th February 2021

Fantastic card

I have a zopa card and I like it very much.I like the fact that it tells me when I use it on my phone Reviewed on: 15th February 2021

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